9071 Estero River Cir, Estero, FL 33928 Property Records

Lee County property record for 9071 Estero River Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,419 sqft · built 2005
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2023)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`34-46-25-E1-12000.0120`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E1-12000.0120`
Alternative APNs	`253446E1120000120` `34462512000000120` `10485732`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,419 sqft Living Area
Gross Area	3,988 sqft
1st Floor Area	2,235 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	1,087 sqft
Patio Area	827 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10485732
Street Address	9071 ESTERO RIVER CIR
City	ESTERO
State	FL
Zip	33928-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ESTATES AT ESTERO RIVER PB 76 PGS 82-85 LOT 12
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	ESTERO RIVER
Legal Tract	E1
Legal Block	1
Legal Lot Number	12
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	50306

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9071 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 17, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jan 5, 2017	Deed of Trust, Mortgage COMMONWEALTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Dec 16, 2014 · Amount on Record
Deed Document Number	2023149793
Prior Transfer Date	Jan 9, 2023
Prior Transfer Doc	0000010539
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 27, 2023
Property Address	9071 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Document Number	0000149793
Map Reference	MB 76 PG 82
Instrument Date	Apr 24, 2023
Instrument	2023000149793
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	ASSET TITLE COMPANY, ASSURED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20637 PORTHOLE CT, ESTERO, FL 33928-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 ESTERO RIVER CIR, ESTERO, FL 33928-4400

Mortgage

Document Number	0000149794
Date	Apr 27, 2023
Instrument	2023000149794

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9071 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 ESTERO RIVER CIR, ESTERO, FL 33928-4400

Mortgage

Document Number	0000165084
Date	May 17, 2022
Instrument	2022000165084

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	JOHNSTON, RI 02919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9071 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Document Number	0000140082
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 ESTERO RIVER CIR ESTERO FL 339284400, ESTERO, FL 33928-4400

Mortgage

Document Number	0000140082
Date	Jun 8, 2018
Instrument	140082

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2043

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9071 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Document Number	0000007471
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9071 ESTERO RIVER CIR ESTERO FL 339284400, ESTERO, FL 33928-4400

Mortgage

Document Number	0000007471
Date	Jan 11, 2017
Instrument	7471

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2032

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (-39.21%) Homeowner's exemption	$331,894 (-33.61%)	$575,112 (+15.04%) Land $111,900 Building $463,212
2023	$6,850.00 (+83.2%)	$499,907 (+71.81%) Land $107,069 Building $392,838	$499,907 (+12.3%) Land $107,069 Building $392,838
2022	$3,739.00 Homeowner's exemption	$290,970	$445,172 Land $85,356 Building $359,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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