Ramsey County property record for 909 Scheffer Ave, Saint Paul, MN 55102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Oct 1999) |
| Tax Bill | $3,724 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-34-0073 |
| Primary APN | 11-28-23-34-0073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 44784 |
|---|---|
| Street Address | 909 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J. R. BARTONS ADDITION LOT 18 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | J. R. BARTONS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 36700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 909 SCHEFFER AVE, SAINT PAUL, MN 55102-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2024 | Deed of Trust, Mortgage · Line of Credit BLAZE CREDIT UNION |
| Jun 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 1999 · Amount on Record |
| Deed Sale | Oct 5, 1999 · Amount on Record |
| Prior Sale | Sep 6, 1996 · Amount on Record |
| Deed Document Number | 1999271939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 909 SCHEFFER AVE, SAINT PAUL, MN 55102-4011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A05049002 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | A05049002 |
| Name | BLAZE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 28, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 909 SCHEFFER AVE, SAINT PAUL, MN 55102-4011 |
| Document Number | 0004670500 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 909 SCHEFFER AVE ST PAUL MN 551024011, ST PAUL, MN 55102-4011 |
| Document Number | 0004670500 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 4670500 |
| Name | SPIRE CU |
|---|---|
| Address | 2025 LARPENTEUR AVE W, FALCON HEIGHTS, MN 55113-5512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 2, 2032 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,300 (+24.54%) Land $40,000 Building $216,300 | $256,300 (+24.54%) Land $40,000 Building $216,300 | |
| 2025 | $3,724.00 (+63.33%) | ||
| 2023 | $2,280.00 Homeowner's exemption | $205,800 Land $40,000 Building $165,800 | $205,800 Land $40,000 Building $165,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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