903 Scheffer Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 903 Scheffer Ave, Saint Paul, MN 55102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,264 sqft · built 1973
Lot Size0.116 acres (5,040 sqft)
Owner2 Individual Names on Record
Tax Bill$4,654 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-28-23-34-0075

Property Details

APN / Parcel Number

Primary APN11-28-23-34-0075
Alternative APNs
  • 8098670
  • 8102016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
1st Floor Area1,264 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions126 ft deep x 40 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8102016
Street Address903 SCHEFFER AVE
CitySAINT PAUL
StateMN
Zip55102-4011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ. R. BARTONS ADDITION LOT 20 BLK 1
Legal Range23
Legal Township28
Legal Section11
Legal SubdivisionJ. R. BARTONS ADDITION
Legal Block1
Legal Lot Number20
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2004
Census Tract36700

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address903 SCHEFFER AVE, SAINT PAUL, MN 55102-4011
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
BANKCHEROKEE
Feb 1, 2022Intrafamily Transfer, Transfer
Jan 26, 2022Transfer on Death Deed, Transfer
Dec 29, 2021Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 25, 2022
Transfer Doc0004931026
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Recording DateJun 11, 2026
Property Address903 SCHEFFER AVE, SAINT PAUL, MN 55102-4011
Document Number0A05109360
Instrument DateMay 29, 2026
Instrument20265109360
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 SCHEFFER AVE, SAINT PAUL, MN 55102-4011

Mortgage

Document Number0005109360,
DateJun 11, 2026
Instrument20265109360
Lender
NameBANKCHEROKEE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term72 Months
DueJun 30, 2032
Interest
Rate6.3%
Max Rate-1%

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRAMSEY MN
Recording DateFeb 1, 2022
Property Address903 SCHEFFER AVE, SAINT PAUL, MN 55102-4011
Document Number0A04932206
Instrument DateJan 25, 2022
InstrumentA04932206
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address101 15TH AVE S # A, A, SOUTH SAINT PAUL, MN 55075-2192

January 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRAMSEY MN
Recording DateJan 26, 2022
Property Address903 SCHEFFER AVE, SAINT PAUL, MN 55102-4011
Document Number0A04931026
Instrument DateJan 25, 2022
InstrumentA04931026
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionRAMSEY MN
Recording DateDec 29, 2021
Property Address903 SCHEFFER AVE, SAINT PAUL, MN 55102-4011
Document Number0A04926544
Instrument DateDec 10, 2021
InstrumentA04926544
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address903 SCHEFFER AVE, SAINT PAUL, MN 55102-4011

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,200 (+13.42%) Land $40,000 Building $281,200$321,200 (+13.42%) Land $40,000 Building $281,200
2025$4,654.00 (+19.15%)
2023$3,906.00 Homeowner's exemption$283,200 Land $40,000 Building $243,200$283,200 Land $40,000 Building $243,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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