Ramsey County property record for 898 Scheffer Ave, Saint Paul, MN 55102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1959 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jan 2022) |
| Tax Bill | $5,360 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-34-0115 |
| Primary APN | 11-28-23-34-0115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 167369 |
|---|---|
| Street Address | 898 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUGGS ADDITION LOT 6 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | RUGGS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 36700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 898 SCHEFFER AVE, SAINT PAUL, MN 55102-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Jan 11, 2022 | Affidavit of Death of Joint Tenant, Transfer · Second Mortgage (Down Payment) BAY EQUITY LLC |
| Sep 7, 2021 | Warranty Deed, Transfer · Commercial Mortgage DRAKE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Sep 7, 2021 · Amount on Record |
| Deed Document Number | 20224928795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 11, 2022 |
| Property Address | 898 SCHEFFER AVE, SAINT PAUL, MN 55102-4012 |
| Document Number | 0A04928795 |
| Instrument Date | Jan 10, 2022 |
| Instrument | A04928795 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | LENDSERV NATIONAL TITLE, LENDSERV NATIONAL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 898 SCHEFFER AVE, SAINT PAUL, MN 55102-4012 |
| Document Number | 0A04928796 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | A04928796 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 11, 2022 |
| Property Address | 898 SCHEFFER AVE, SAINT PAUL, MN 55102-4012 |
| Document Number | 0A04928794 |
| Instrument Date | Jan 6, 2022 |
| Instrument | A04928794 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | LENDSERV NATIONAL TITLE, LENDSERV NATIONAL TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0A04928797 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | A04928797 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 7, 2021 |
| Property Address | 898 SCHEFFER AVE, SAINT PAUL, MN 55102-4012 |
| Document Number | 0A04906046 |
| Instrument Date | Aug 20, 2021 |
| Instrument | A04906046 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LENDSERV NATIONAL TITLE, LENDSERV NATIONAL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 W BURNSVILLE PKWY STE 206, 206, BURNSVILLE, MN 55337-5803 |
| Investor | Possibly a Property Investor |
| Document Number | 0A04906047 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | A04906047 |
| Name | DRAKE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 20, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,200 (+2.27%) Land $40,000 Building $284,200 | $324,200 (+2.27%) Land $40,000 Building $284,200 | |
| 2025 | $5,360.00 (+29.09%) Homeowner's exemption | $317,000 (+7.46%) Land $40,000 Building $277,000 | $317,000 (+7.46%) Land $40,000 Building $277,000 |
| 2023 | $4,152.00 Homeowner's exemption | $295,000 Land $40,000 Building $255,000 | $295,000 Land $40,000 Building $255,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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