909 Laurence Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 909 Laurence Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,599 sqft · built 1963
Lot Size0.202 acres (8,799 sqft)
OwnerCompany Name on File
Last Sale$1,400,000 (Jul 2026)
Tax Bill$5,020 (2025)
Deeds & MortgagesJul 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN036-053-04

Property Details

APN / Parcel Number

Primary APN036-053-04
Alternative APN
  • 036-053-04-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,599 sqft Living Area
Gross Area1,944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.202 acres)
Garage TypeAttached
Garage Area345 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address909 LAURENCE AVE
CityCAPITOLA
StateCA
Zip95010-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 237 LOT 21
Legal SubdivisionLAURENCE TERRACE TR 237
Legal Tract237
Legal Lot Number21
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract121802

Owner

909 Laurence Ave is owned by a company that bought it in July 2026.

Source: Santa Cruz County records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing Address27 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2026 · Amount on File
Deed SaleJul 28, 2026 · Amount on File
Prior SaleAug 31, 2010 · Amount on File
Deed Document Number202616975
Prior Transfer DateMar 5, 2026
Prior Transfer Doc0000005420
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 28, 2026
Property Address909 LAURENCE AVE, CAPITOLA, CA 95010-2118
Document Number0000016975
Instrument DateJul 16, 2026
Instrument202616975
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$155,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address27 E GARZAS RD, CARMEL VALLEY, CA 93924-9450

Mortgage

Document Number0000016976,
DateJul 28, 2026
Instrument202616976
Lender
NameWILLOW GLEN PARTNERS LLC
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term7 Months
DueFeb 1, 2027
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 909 Laurence Ave was $5,020, up 8.5% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,336 (+2%) Land $200,763 Building $122,573
2025$5,020.00 (+8.49%)$316,997 Land $196,827 Building $120,170
2024$4,627.00 (+2.98%)
2023$4,493.00 (+1.86%)$304,687 Land $189,184 Building $115,503$1,228,230
2022$4,411.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 Laurence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Laurence Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

Nearby Properties on Laurence Ave

Nearby Streets

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