906 Laurence Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 906 Laurence Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1963
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Aug 2008)
Tax Bill	$12,973 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`036-053-03`

Property Details

APN / Parcel Number

Primary APN	`036-053-03`
Alternative APN	`036-053-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Gross Area	1,803 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	801 sqft
Patio Area	801 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	906 LAURENCE AVE
City	CAPITOLA
State	CA
Zip	95010-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 237
Legal Subdivision	LAURENCE TERRACE TR 237
Legal Tract	237
Legal Lot Number	22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	121802

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 LAURENCE AVE, CAPITOLA, CA 95010-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2008 · Amount on Record
Deed Sale	Aug 28, 2008 · Amount on Record
Prior Sale	Aug 28, 2003 · Amount on Record
Deed Document Number	200836453
Last Transfer Date	Apr 13, 2021
Transfer Doc	0000025488
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 4, 2021
Property Address	906 LAURENCE AVE, CAPITOLA, CA 95010-2118
Document Number	0000025488
Map Reference	MB 37 PG 8
Instrument Date	Apr 13, 2021
Instrument	2021-0025488
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	906 LAURENCE AVE, CAPITOLA, CA 95010-2118

Mortgage

Document Number	0000025489
Date	May 4, 2021
Instrument	2021-0025489

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 26, 2020
Property Address	906 LAURENCE AVE, CAPITOLA, CA 95010-2118
Document Number	0000032986
Instrument Date	Dec 31, 2019
Instrument	32986
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	906 LAURENCE AVE CAPITOLA CA 950102118, CAPITOLA, CA 95010-2118

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,037,685 (+2%) Land $709,303 Building $328,382
2025	$12,973.00 (+9.73%)	$1,017,338 (+4.04%) Land $695,395 Building $321,943
2023	$11,823.00 (+1.15%)	$977,833 Land $668,392 Building $309,441	$1,144,080
2022	$11,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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