804 Laurence Ave, #B, Capitola, CA 95010 Property Records

Santa Cruz County property record for 804 Laurence Ave, #B, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,553 sqft · built 1962
Lot Size0.207 acres (9,017 sqft)
OwnerTrust Name on File
Last Sale$905,000 (Mar 2020)
Tax Bill$15,668 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN036-052-10

Property Details

APN / Parcel Number

Primary APN036-052-10
Alternative APN
  • 036-052-10-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Building Area2,553 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area9,017 sqft (0.207 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address804 LAURENCE AVE, A
CityCAPITOLA
StateCA
Zip95010-2117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 237
Legal SubdivisionLAWRENCE TERRACE
Legal Tract237
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2001
Census Tract121802

Owner

804 Laurence Ave, #B is held in a trust since March 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordTrust Name on File
Mailing Address469 RIALTO PL, SAN JOSE, CA 95128-5166
Owner TypeIndividual
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
POINT MORTGAGE
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Mar 11, 2020Grant Deed, Construction Loan · Construction Mortgage
QWAN CAPITAL
Mar 11, 2020Affidavit of Death, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2020 · Amount on File
Deed SaleMar 11, 2020 · Amount on File
Deed Document Number20208462
Prior Transfer DateJan 13, 2006
Prior Transfer Doc0000004606
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateJun 30, 2026
Property Address804 LAURENCE AVE, A, CAPITOLA, CA 95010-2117
Document Number0000014945
Instrument DateJun 26, 2026
Instrument202614945
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address469 RIALTO PL, SAN JOSE, CA 95128-5166

Mortgage

Document Number0000014945,
DateJun 30, 2026
Instrument202614945
Lender
NamePOINT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address804 LAURENCE AVE # B, B, CAPITOLA, CA 95010-2117
Transaction TypeMortgage
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address469 RIALTO PL, SAN JOSE, CA 95128-5166

Mortgage

Document Number0000004944
DateJan 28, 2021
Instrument2021-0004944
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate10%

March 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 11, 2020
Property Address804 LAURENCE AVE # B, B, CAPITOLA, CA 95010-2117
Document Number0000008462
Instrument DateMar 6, 2020
Instrument8462
Transaction TypeConstruction Loan
Record UpdatedApr 30, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$996.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address469 RIALTO PL SAN JOSE CA 951285166, SAN JOSE, CA 95128-5166

Mortgage

Document Number8463
DateMar 11, 2020
Instrument8463
Lender
NameQWAN CAPITAL
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Mortgage

Document Number8464,
DateMar 11, 2020
Instrument8464
Lender
NameCOOKE BRIAN
Address111 N MARKET ST # 300, SAN JOSE, CA 95113-1116
Agreement
AmountAmount on Record

March 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateMar 11, 2020
Property Address804 LAURENCE AVE # B, B, CAPITOLA, CA 95010-2117
Document Number0000008461
Instrument DateNov 4, 2019
Instrument8461
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address133 MISSION ST #280 SANTA CRUZ CA 950603755, 280, SANTA CRUZ, CA 95060-3755

Tax Assessment & Valuation

The 2025 property tax bill for 804 Laurence Ave, #B was $15,668.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,190,614 (+2%) Land $875,682 Building $314,932
2025$15,668.00$1,167,268 Land $858,512 Building $308,756
2023$14,254.00 (+1.38%)$1,121,942 Land $825,175 Building $296,767$1,135,980
2022$14,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Laurence Ave, #B in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Laurence Ave, #B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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