909 E Lowell St, Pentwater, MI 49449 Property Records

Oceana County property record for 909 E Lowell St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	1.3 acres (56,869 sqft)
Owner	Company Name on Record
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Dec 2022 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-620-119-60`

Property Details

APN / Parcel Number

Primary APN	`044-620-119-60`

Exterior

Lot Area	56,869 sqft (1.3 acres)

Location & Zoning

Street Address	909 E LOWELL ST
City	PENTWATER
State	MI
Zip	49449-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T16N R18W OFFICIAL MAP PLAT D VILLAGE OF PENTWATER COM AT NE COR LOT 119 TH S 280.03 FT, TH N 88 DEG W 162.7 FT, TH N
Legal Range	18W
Legal Township	16N
Legal Section	14
Legal Subdivision	PLAT D
Legal Block	119
Legal Lot Number	119
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1067
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	909 E LOWELL ST, PENTWATER, MI 49449-9484
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Intrafamily Transfer, Transfer
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2016
Deed Sale	Nov 15, 2016
Prior Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	20166506
Deed Book / Page	2016 / 20178
Last Transfer Date	Nov 21, 2022
Transfer Doc	2022/24559
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Dec 2, 2022
Property Address	909 E LOWELL ST, PENTWATER, MI 49449-9484
Document Number	2022/24559
Book / Page	2022 / 24559
Instrument Date	Nov 21, 2022
Instrument	202200006734
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E LOWELL ST, PENTWATER, MI 49449-9484

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	909 E LOWELL ST, PENTWATER, MI 49449-9484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/16939
Date	Aug 25, 2020
Book Page	2020/16939
Instrument	202000004709

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,100 (-5.9%) Land $282,100	$564,200 (-5.9%) Land $564,200
2025	$4,965.00 (+6.59%) Homeowner's exemption	$299,800 (+40.36%) Land $299,800	$599,600 (+40.36%) Land $599,600
2024	$4,658.00 (+10.27%)
2023		$213,600 Land $213,600	$427,200 (-) Land $427,200
2022	$4,224.00		$427,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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