815 E Lowell St, Pentwater, MI 49449 Property Records

Oceana County property record for 815 E Lowell St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	1.74 acres (76,106 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Aug 2007)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Mar 2023 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-620-119-50`

Property Details

APN / Parcel Number

Primary APN	`044-620-119-50`

Exterior

Lot Area	76,106 sqft (1.74 acres)

Location & Zoning

Street Address	815 E LOWELL ST
City	PENTWATER
State	MI
Zip	49449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MLC-L2004P34112 WD-L2007P19910 WD-L2008P6819 SPL FR 119-00 IN 86 PT TO 119-70 IN 98 SEC 14 T16N R18W. OFFICIAL MAP PLAT D PCL
Legal Range	18W
Legal Township	16N
Legal Section	14
Legal Subdivision	PAYNES ADDITION
Legal Block	119
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1067
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	815 E LOWELL ST, PENTWATER, MI 49449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2007 · Amount on Record
Deed Sale	Aug 20, 2007 · Amount on Record
Prior Sale	Nov 5, 2004 · Amount on Record
Deed Book / Page	2007 / 19910
Last Transfer Date	Feb 22, 2023
Transfer Doc	02023/4048
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Mar 14, 2023
Property Address	815 E LOWELL ST, PENTWATER, MI 49449-9422
Document Number	02023/4048
Book / Page	2023 / 4048
Instrument Date	Feb 22, 2023
Instrument	202300001041
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19070 OTTO CT, NEW BOSTON, MI 48164-9291

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	May 10, 2021
Property Address	815 E LOWELL ST, PENTWATER, MI 49449-9422
Document Number	2021/12123
Book / Page	2021 / 12123
Instrument Date	May 2, 2021
Instrument	202100003505
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E LOWELL ST, PENTWATER, MI 49449-9422

Mortgage

Document Number	202100003506
Date	May 10, 2021
Instrument	202100003506

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,300 (+0.07%) Land $138,300	$276,600 (+0.07%) Land $276,600
2025	$3,430.00 (+5.12%)	$138,200 (+24.73%) Land $138,200	$276,400 (+24.73%) Land $276,400
2024	$3,263.00 (+10.27%)
2023		$110,800 Land $110,800	$221,600 (-) Land $221,600
2022	$2,959.00		$221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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