Oceana County property record for 805 E Lowell St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,940 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,000 (Nov 1999) |
| Tax Bill | $5,512 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-620-119-00 |
| Primary APN | 044-620-119-00 |
|---|
| Lot Area | 43,940 sqft (1 acres) |
|---|
| Street Address | 805 E LOWELL ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 805 E LOWELL ST WD9923223 PT TO 119-50 IN 86 & 60 IN 89 PT TO 119-80 IN 2000 SEC14 T16N R18W. OFFICIAL MAP PLAT D PCL A VILLA |
| Legal Range | 18W |
| Legal Township | 16N |
| Legal Section | 14 |
| Legal Subdivision | PLAT D |
| Legal Lot Number | 119 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 508 E LIBERTY DR, WHEATON, IL 60187-5513 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 1999 · Amount on Record |
| Deed Sale | Nov 29, 1999 · Amount on Record |
| Prior Sale | Apr 16, 1999 · Amount on Record |
| Deed Book / Page | 992 / 3223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 805 E LOWELL ST, PENTWATER, MI 49449-9422 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 508 E LIBERTY DR, WHEATON, IL 60187-5513 |
| Document Number | 2021/26470 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 2021/26470 |
| Instrument | 202100007010 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Index | 1-Month LIBOR |
|---|
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,000 (-3.53%) Land $227,000 | $454,000 (-3.53%) Land $454,000 | |
| 2025 | $5,512.00 (+15.92%) | $235,300 (+34.53%) Land $235,300 | $470,600 (+34.53%) Land $470,600 |
| 2023 | $174,900 Land $174,900 | $349,800 (-) Land $349,800 | |
| 2022 | $4,755.00 | $349,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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