905 Congress St, Ottawa, IL 61350 Property Records

LaSalle County property record for 905 Congress St, Ottawa, IL 61350 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,830 sqft · built 1917
Lot Size	0.166 acres (7,236 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Oct 2019)
Tax Bill	$7,005 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-400-002`

Property Details

APN / Parcel Number

Primary APN	`21-12-400-002`
Alternative APN	`18-12-401-002`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,830 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	7,236 sqft (0.166 acres)

Location & Zoning

Street Address	905 CONGRESS ST
City	OTTAWA
State	IL
Zip	61350-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTWOOD SUB, LT 8 SEC 12-33-3
Legal Range	03
Legal Township	33
Legal Section	12
Legal Subdivision	EASTWOOD SUB
Legal Lot Number	8
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	5
Census Block	5019
Census Tract	962300

Owner

Source: LaSalle County records · APN 21-12-400-002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 CONGRESS ST, OTTAWA, IL 61350-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	Aug 24, 2011 · Amount on Record
Deed Document Number	201912870
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 04, 2019
Property Address	905 CONGRESS ST, OTTAWA, IL 61350-3023
Document Number	201912870
Instrument Date	Oct 04, 2019
Instrument	201912870
Transaction Type	Transfer
Record Updated	Jun 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CONGRESS ST, OTTAWA, IL 61350-3023

Mortgage

Document Number	201912871
Date	Oct 04, 2019
Instrument	201912871

Lender

Name	FIRST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,005.00 (+8.47%)	$75,832 (+23.3%) Land $8,355 Building $67,477	$227,496 (+23.3%) Land $25,065 Building $202,431
2024	$6,458.00
2023		$61,500 (+10.18%) Land $6,776 Building $54,724	$184,500 (+10.18%) Land $20,328 Building $164,172
2022		$55,818 Land $10,312 Building $45,506	$167,454 Land $30,936 Building $136,518

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170999623005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	38 (1979–2020)
Claims Outside the SFHA	13 of 38
Most Recent Claim	May 2020, rainfall accumulation
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Sep 2008 · 9 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Mediacom Communications	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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