909 Biscayne Dr, Port Charlotte, FL 33953 Property Records

Charlotte County property record for 909 Biscayne Dr, Port Charlotte, FL 33953

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,754 sqft · built 2024
Lot Size	0.356 acres (15,490 sqft)
Owner	2 Individual Names on File
Last Sale	$333,950 (Jul 2025)
Tax Bill	$4,723 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`402109108001`

Property Details

APN / Parcel Number

Primary APN	`402109108001`
Alternative APNs	`00534120000001` `10004534959`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,490 sqft (0.356 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00534120000001
Street Address	909 BISCAYNE DR
City	PORT CHARLOTTE
State	FL
Zip	33953-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC48 BLK2664 LT14 331/498 810/2039 2397/308 4795/2141 4826/295
Legal Range	21E
Legal Township	40S
Legal Section	09
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	2664
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	4
Census Block	4111
Census Tract	20402

Owner

909 Biscayne Dr is owned by two individuals who bought it in July 2025.

Source: Charlotte County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4903 6TH AVE E, BRADENTON, FL 34208-5857
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jul 1, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Aug 19, 2021	Warranty Deed, Transfer
Jun 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Deed Document Number	20253543380
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 30, 2026
Property Address	909 BISCAYNE DR, PORT CHARLOTTE, FL 33953-4310
Document Number	0003659193
Instrument Date	Jun 23, 2026
Instrument	20263659193
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 BISCAYNE DR, PORT CHARLOTTE, FL 33953-4310

Mortgage

Document Number	0003659193,
Date	Jun 30, 2026
Instrument	20263659193

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 1, 2025
Property Address	909 BISCAYNE DR, PORT CHARLOTTE, FL 33953-4310
Document Number	0003543380
Map Reference	MB 5 PG 62
Instrument Date	Jun 12, 2025
Instrument	3543380
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	INFINITY TITLE GROUP, INFINITY TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4903 6TH AVE E, BRADENTON, FL 34208-5857

Mortgage

Document Number	0003543381
Date	Jul 1, 2025
Instrument	3543381

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 19, 2021
Property Address	909 BISCAYNE DR, PORT CHARLOTTE, FL 33953
Document Number	0048260295
Book / Page	4826 / 295
Map Reference	MB 5 PG 62
Instrument Date	Aug 13, 2021
Instrument	2987082
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount on Record
Tax	$185.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1861 PRIMROSE LN, 1861, WEST PALM BEACH, FL 33414-8662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 30, 2021
Property Address	909 BISCAYNE DR, PORT CHARLOTTE, FL 33953
Document Number	0047952141
Book / Page	4795 / 2141
Map Reference	MB 5 PG 62A-62E
Instrument Date	Jun 21, 2021
Instrument	2966058
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4756 RT 10, 4756, JASPER, AL 35504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 PRIMROSE LN, WELLINGTON, FL 33414-8662

Tax Assessment & Valuation

The 2025 property tax bill for 909 Biscayne Dr was $4,723, up 728.6% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,723.00 (+728.6%)	$266,013 (+1,855.98%) Land $13,600 Building $252,413	$266,013 (+1,562.58%) Land $13,600 Building $252,413
2024	$570.00 (-2.56%)	$13,600 (-6.16%)	$16,000 (-11.11%) Land $16,000
2023	$585.00 (+6.75%)	$14,493 (+1%)	$18,000 (+36.62%) Land $18,000
2022	$548.00	$13,175 Land $13,175	$13,175 Land $13,175

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 909 Biscayne Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 713 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	713 in force
Nearby Flood Claims	31 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Hurricane Ian, Sep 2022 · 16 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Biscayne Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Xfinity.

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