9081 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 9081 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,019 sqft · built 2008
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,121 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0132-0026`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0132-0026`
Alternative APN	`45-15-03-181-011.000-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,019 sqft Living Area
Basement Area	2,019 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-40-52-0132-0026
Street Address	9081 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-8796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST. JOHN UNIT 6A TRACT 232 E.72.0FT OF LOT H
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	232
Legal Lot Number	H
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1015
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9081 W 103RD ST, SAINT JOHN, IN 46373-8796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 26, 2018	Deed of Trust, Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2008
Deed Sale	Feb 11, 2008
Deed Document Number	2008 009653
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9081 W 103RD ST, SAINT JOHN, IN 46373-8796
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9081 W 103RD ST, SAINT JOHN, IN 46373-8796

Mortgage

Document Number	0000040856
Date	Dec 2, 2021
Instrument	2021-540856

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9081 W 103RD ST, SAINT JOHN, IN 46373-8796
Document Number	0000008903
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	FIDELITY NATIONAL TITLE (RLC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9081 W 103RD ST ST JOHN IN 463738796, ST JOHN, IN 46373-8796

Mortgage

Document Number	0000008903
Date	Feb 7, 2018
Instrument	8903

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,900 (+7.53%) Land $70,800 Building $329,100	$399,900 (+7.53%) Land $70,800 Building $329,100
2024	$4,121.00 (+6.49%)
2023		$371,900 (+12.53%) Land $69,100 Building $302,800	$371,900 (+12.53%) Land $69,100 Building $302,800
2022	$3,870.00	$330,500 Land $62,900 Building $267,600	$330,500 Land $62,900 Building $267,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on W 103rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures