9045 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 9045 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,752 sqft · built 2017
Lot Size	0.234 acres (10,220 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Aug 2020)
Tax Bill	$5,019 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0132-0024`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0132-0024`
Alternative APN	`45-15-03-181-013.000-015`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,752 sqft Living Area
Basement Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	10,220 sqft (0.234 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-40-52-0132-0024
Street Address	9045 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-8796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	THE GATES OF ST. JOHN UNIT 6A TRACT 230 E.73FT. OF W.135FT OF LOT G
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	230
Legal Lot Number	G
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1015
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9045 W 103RD ST, SAINT JOHN, IN 46373-8796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	May 16, 2016
Deed Document Number	2020 059697
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 28, 2020
Property Address	9045 W 103RD ST, SAINT JOHN, IN 46373-8796
Document Number	0000059697
Map Reference	MB 101 PG 71
Instrument Date	Aug 20, 2020
Instrument	2020 059697
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9045 W 103RD ST, SAINT JOHN, IN 46373-8796

Mortgage

Document Number	0000059698
Date	Aug 28, 2020
Instrument	2020 059698

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$481,100 (+8.11%) Land $71,700 Building $409,400	$481,100 (+8.11%) Land $71,700 Building $409,400
2024	$5,019.00 (-0.59%)
2023		$445,000 (+6.95%) Land $70,100 Building $374,900	$445,000 (+6.95%) Land $70,100 Building $374,900
2022	$5,049.00	$416,100 Land $63,700 Building $352,400	$416,100 Land $63,700 Building $352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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