9109 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 9109 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,640 sqft · built 2008
Lot Size	0.202 acres (8,820 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,522 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0132-0027`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0132-0027`
Alternative APN	`45-15-03-181-010.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Basement Area	1,440 sqft

Exterior

Year Built	Built 2008
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,820 sqft (0.202 acres)
Lot Dimensions	140 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-40-52-0132-0027
Street Address	9109 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST. JOHN UNIT 6A E.63.5FT OF W.137FT OF LOT H (TRACT 233)
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	233
Legal Lot Number	H
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1015
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	9109 W 103RD ST, SAINT JOHN, IN 46373-8794
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 29, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Nov 29, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Apr 26, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2007
Deed Sale	Jun 21, 2007
Deed Document Number	2007 050627
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9109 W 103RD ST, SAINT JOHN, IN 46373-8794
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008685
Date	Jan 29, 2021
Instrument	2021-008685

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9109 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000044020
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9109 W 103RD ST ST JOHN IN 463738794, ST JOHN, IN 46373-8794

Mortgage

Document Number	0000044020
Date	Jul 14, 2020
Instrument	44020

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9109 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000084457
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9109 W 103RD ST ST JOHN IN 463738794, ST JOHN, IN 46373-8794

Mortgage

Document Number	0000084457
Date	Dec 6, 2019
Instrument	84457

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2039

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9109 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000026632
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9109 W 103RD ST ST JOHN IN 463738794, ST JOHN, IN 46373-8794

Mortgage

Document Number	0000026632
Date	May 8, 2019
Instrument	26632

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 7, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$438,100 (+8.49%) Land $65,500 Building $372,600	$438,100 (+8.49%) Land $65,500 Building $372,600
2024	$4,522.00 (+14.39%)
2023		$403,800 (+20.29%) Land $60,500 Building $343,300	$403,800 (+20.29%) Land $60,500 Building $343,300
2022	$3,953.00	$335,700 Land $55,000 Building $280,700	$335,700 Land $55,000 Building $280,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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