908 Pine Ave SW, Live Oak, FL 32064 Property Records

Suwannee County property record for 908 Pine Ave SW, Live Oak, FL 32064

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 1947
Lot Size	0.688 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Dec 2021)
Tax Bill	$4,449 (2024)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-02S-13E-07677-020070`

Property Details

APN / Parcel Number

Primary APN	`26-02S-13E-07677-020070`
Alternative APN	`07677020070`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Upper Floors Area	204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.688 acres)
Lot Width	150 ft Width
Porch	Porch
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	07677020070
Street Address	908 PINE AVE SW
City	LIVE OAK
State	FL
Zip	32064-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOTS 7 & 8-A BLK 2. CARROLL SO SIDE ADD ALSO KNOWN AS LOTS 7 & THE N 1/2 OF LOT 8 BLK 2 CARROLLS SOUTHSIDE ADDITION ORB
Legal Range	13E
Legal Township	02S
Legal Section	26
Legal Subdivision	CARROLL SO SIDE ADD
Legal Block	2
Legal Lot Number	7-8 8
Legal Unit	8
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2001
Census Tract	970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1468 SW MAIN BLVD STE 105, 105, LAKE CITY, FL 32025-1116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL BANK
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	0002319208
Deed Book / Page	2319 / 208
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 15, 2021
Property Address	908 PINE AVE SW, LIVE OAK, FL 32064-3724
Document Number	0000246635
Book / Page	2319 / 208
Map Reference	MB 1 PG 4
Instrument Date	Dec 15, 2021
Instrument	2021246635
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4130 CHELMSFORD RD, 4130, TALLAHASSEE, FL 32309-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1468 SW MAIN BLVD STE 105, 105, LAKE CITY, FL 32025-1116

Mortgage

Document Number	0000000210
Date	Dec 15, 2021
Instrument	2319/210

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 6, 2020
Property Address	908 PINE AVE SW, LIVE OAK, FL 32064-3724
Document Number	0000231507
Book / Page	2223 / 219
Map Reference	MB 1 PG 4
Instrument Date	Nov 6, 2020
Instrument	2020231507
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5715, TALLAHASSEE, FL 32314-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 BLAIRSTONE RD APT 727, 727, TALLAHASSEE, FL 32301-6991

Mortgage

Document Number	0000000221
Date	Nov 6, 2020
Instrument	2223/221

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Municipality	Live Oak City
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,166 (+5.39%) Land $23,400 Building $185,766	$209,166 (+5.39%) Land $23,400 Building $185,766
2024	$4,449.00 (+5.95%)
2023	$4,199.00 (+14.35%)	$198,474 (+31.98%) Land $23,400 Building $175,074	$198,474 (+31.98%) Land $23,400 Building $175,074
2022	$3,672.00	$150,385	$150,385 Land $23,400 Building $126,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2012–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVE OAK WTP serves 6,850 people · EPA ID FL2610203
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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