903 Pine Ave SW, Live Oak, FL 32064 Property Records

Suwannee County property record for 903 Pine Ave SW, Live Oak, FL 32064

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,385 sqft · built 1948
Lot Size	0.357 acres (15,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,900 (Jan 2018)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-02S-13E-07654-010120`

Property Details

APN / Parcel Number

Primary APN	`26-02S-13E-07654-010120`
Alternative APN	`07654010120`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,530 sqft (0.357 acres)
Lot Width	100 ft Width
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 PINE AVE SW
City	LIVE OAK
State	FL
Zip	32064-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 12 BLK 1. CARROLL SO SIDE ADD. LESS THE E 40.00 FT THEREOF ORB 2027 P 313 WD YR 2018
Legal Range	13E
Legal Township	02S
Legal Section	26
Legal Subdivision	CARROLL SO SIDE ADD
Legal Block	1
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2000
Census Tract	970402

Owner

Source: Suwannee County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 PINE AVE SW, LIVE OAK, FL 32064-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jan 23, 2018	Warranty Deed, Transfer FIRST FSB/FL
Nov 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Nov 19, 2015 · Amount on Record
Deed Document Number	2018199709
Deed Book / Page	2027 / 313
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	0000169082
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Sep 15, 2026
Property Address	903 PINE AVE SW, LIVE OAK, FL 32064-3723
Document Number	0000009837
Book / Page	2732 / 1
Instrument Date	Sep 8, 2026
Instrument	20269837
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 PINE AVE SW, LIVE OAK, FL 32064-3723

Mortgage

Document Number	0000009837,
Date	Sep 15, 2026
Book Page	2732/1
Instrument	20269837

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2046

Interest

Max Rate	-1%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 23, 2018
Property Address	903 PINE AVE SW, LIVE OAK, FL 32064-3723
Document Number	0000199709
Book / Page	002027 / 000313
Instrument Date	Jan 22, 2018
Instrument	199709
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ABSTRACT AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8014 213TH DR LIVE OAK FL 320607751, LIVE OAK, FL 32060-7751

Mortgage

Document Number	199710
Date	Jan 23, 2018
Book Page	002027/000314
Instrument	199710

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 15, 2017
Property Address	903 PINE AVE SW, LIVE OAK, FL 32064-3723
Document Number	0000197791
Book / Page	002016 / 000143
Instrument Date	Nov 2, 2017
Instrument	197791
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Amount	Amount Recorded
Tax	$524.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	126 HOWARD ST E LIVE OAK FL 320643207, LIVE OAK, FL 32064-3207

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Municipality	Live Oak City
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00 (+3.87%) Homeowner's exemption	$136,270 (+60.29%) Land $12,480 Building $123,790	$136,270 (+5.97%) Land $12,480 Building $123,790
2024	$1,034.00 (+4.76%)
2023	$987.00 (+5.67%) Homeowner's exemption	$85,016 (+3%)	$128,588 (+33.05%) Land $12,480 Building $116,108
2022	$934.00 Homeowner's exemption	$82,540	$96,643 Land $12,480 Building $84,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2012–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVE OAK WTP serves 6,850 people · EPA ID FL2610203
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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