904 Pine Ave SW, Live Oak, FL 32064 Property Records

Suwannee County property record for 904 Pine Ave SW, Live Oak, FL 32064

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,858 sqft · built 1997
Lot Size	0.918 acres (40,000 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2020)
Tax Bill	$6,100 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-02S-13E-07676-020060`

Property Details

APN / Parcel Number

Primary APN	`26-02S-13E-07676-020060`
Alternative APN	`07676020060`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,858 sqft Living Area
1st Floor Area	3,322 sqft
2nd Floor Area	630 sqft
Upper Floors Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	40,000 sqft (0.918 acres)
Lot Width	100 ft Width
Garage Area	898 sqft
Patio Area	730 sqft
Greenhouse	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	07676020060
Street Address	904 PINE AVE SW
City	LIVE OAK
State	FL
Zip	32064-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOTS 5 & 6 BLK 2 CARROLL SOUTHSIDE ADD ORB 2179 P 371-72 WD YR 2020
Legal Range	13E
Legal Township	02S
Legal Section	26
Legal Subdivision	CARROLL SOUTHSIDE ADD
Legal Block	2
Legal Lot Number	5-6 6
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2001
Census Tract	970402

Owner

904 Pine Ave SW is owned and occupied by an individual who bought it in April 2020.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	904 PINE AVE SW, LIVE OAK, FL 32064-3724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 2, 2020	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	2020225075
Deed Book / Page	2179 / 371
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	904 PINE AVE SW, LIVE OAK, FL 32064-3724
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 PINEVIEW CIR SW, LIVE OAK, FL 32064-3921

Mortgage

Document Number	0000239625
Date	Jun 16, 2021
Book Page	2276/171
Instrument	2021239625

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 2, 2020
Property Address	904 PINE AVE SW, LIVE OAK, FL 32064-3724
Document Number	0000225075
Book / Page	2179 / 371
Instrument Date	Mar 25, 2020
Instrument	2020225075
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	SUWANNEE VALLEY TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 TIMBER LN, 445, PALM HARBOR, FL 34683-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 PINE AVE SW, LIVE OAK, FL 32064-3724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000373
Date	Apr 2, 2020
Instrument	2179/373

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Municipality	Live Oak City
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,911	$470,917 Land $31,200 Building $439,717
2024	$6,100.00 (+2.23%)
2023	$5,967.00 (+3.04%) Homeowner's exemption	$295,025 (+3%)	$427,609 (+34.05%) Land $31,200 Building $396,409
2022	$5,791.00 Homeowner's exemption	$286,432	$318,999 Land $31,200 Building $287,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Pine Ave SW in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2012–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Pine Ave SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVE OAK WTP serves 6,850 people · EPA ID FL2610203
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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