Madison County property record for 908 Monterey Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 7 ba · 2,705 sqft · built 1988 |
| Lot Size | 0.743 acres (32,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,965 (Jul 2026) |
| Tax Bill | $4,573 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072E-15B-001/02.62 |
| Primary APN | 072E-15B-001/02.62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,705 sqft Adjusted Area |
| Gross Area | 2,245 sqft |
| 1st Floor Area | 2,245 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 32,364 sqft (0.743 acres) |
| Pool Area | 512 sqft |
| Deck Area | 300 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|
| Account Number | 11648 |
|---|---|
| Street Address | 908 MONTEREY DR |
| City | MADISON |
| State | MS |
| Zip | 39110-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 TRACE VINEYARD PART 2 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 15 |
| Legal Subdivision | TRACE VINEYARD PT 2 |
| Legal Lot Number | 61 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30207 |
Source: Madison County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 908 MONTEREY DR, MADISON, MS 39110-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage STONE BANK |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| May 13, 2019 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| May 26, 2017 | Warranty Deed, Transfer BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | May 22, 2024 · Amount on Record |
| Deed Document Number | 20261056542 |
| Deed Book / Page | 4712 / 467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 31, 2026 |
| Property Address | 908 MONTEREY DR, MADISON, MS 39110-8817 |
| Document Number | 0001056542 |
| Book / Page | 4712 / 467 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20261056542 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 908 MONTEREY DR, MADISON, MS 39110-8817 |
| Document Number | 0001056542, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 4712/470 |
| Instrument | 20261056542 |
| Name | STONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 908 MONTEREY DR, MADISON, MS 39110-8817 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 908 MONTEREY DR, MADISON, MS 39110-8817 |
| Document Number | 4061/230 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 4061/230 |
| Instrument | 930097 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 908 MONTEREY DR, MADISON, MS 39110-8817 |
| Document Number | 0000864772 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 908 MONTEREY DR MADISON MS 391108817, MADISON, MS 39110-8817 |
| Document Number | 0000864772 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 003724/000729 |
| Instrument | 864772 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 28, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 26, 2017 |
| Property Address | 908 MONTEREY DR, MADISON, MS 39110-8817 |
| Document Number | 0000813288 |
| Book / Page | 003482 / 000568 |
| Instrument Date | May 19, 2017 |
| Instrument | 813288 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 908 MONTEREY DR MADISON MS 391108817, MADISON, MS 39110-8817 |
| Document Number | 813290 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 003482/000572 |
| Instrument | 813290 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,573.00 (+66.35%) | $39,249 (+50.55%) | $261,660 (+0.36%) Land $50,000 Building $211,660 |
| 2024 | $2,749.00 (+0.4%) | ||
| 2023 | $2,738.00 Homeowner's exemption | $26,071 | $260,710 Land $50,000 Building $210,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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