Madison County property record for 900 Monterey Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,608 sqft · built 1987 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,349 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072E-15B-001/02.60 |
| Primary APN | 072E-15B-001/02.60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Adjusted Area |
| 1st Floor Area | 2,194 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 450 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|
| Account Number | 11646 |
|---|---|
| Old Parcel Number | 072E-15B-001/02.60 |
| Street Address | 900 MONTEREY DR |
| City | MADISON |
| State | MS |
| Zip | 39110-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 TRACE VINEYARD PART 2 B@93 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 15 |
| Legal Subdivision | TRACE VINEYARD PT 2 |
| Legal Lot Number | 59 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30207 |
900 Monterey Dr is owned and occupied by two individuals who acquired it in June 2016.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 900 MONTEREY DR, MADISON, MS 39110-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2016 |
| Deed Sale | Jun 29, 2016 |
| Deed Document Number | 0003357902 |
| Deed Book / Page | 3357 / 902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 900 MONTEREY DR, MADISON, MS 39110-8817 |
| Document Number | 0000894348 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 900 MONTEREY DR MADISON MS 391108817, MADISON, MS 39110-8817 |
| Document Number | 0000894348 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 003871/000659 |
| Instrument | 894348 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 23, 2045 |
The 2025 property tax bill for 900 Monterey Dr was $2,349 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,349.00 Homeowner's exemption | $22,740 | $227,400 Land $50,000 Building $177,400 |
| 2024 | $2,349.00 | ||
| 2023 | $2,349.00 Homeowner's exemption | $22,740 | $227,400 Land $50,000 Building $177,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 900 Monterey Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 Monterey Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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