904 Monterey Dr, Madison, MS 39110 Property Records

Madison County property record for 904 Monterey Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,130 sqft · built 1993
Owner	2 Individual Names on File
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-15B-001/02.61`

Property Details

APN / Parcel Number

Primary APN	`072E-15B-001/02.61`
Alternative APN	`11647`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,130 sqft Adjusted Area
1st Floor Area	2,297 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11647
Old Parcel Number	072E-15B-001/02.61
Street Address	904 MONTEREY DR
City	MADISON
State	MS
Zip	39110-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 TRACE VINEYARD PT 2
Legal Range	02E
Legal Township	07N
Legal Section	15
Legal Subdivision	TRACE VINEYARD PT 2
Legal Lot Number	60
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1013
Census Tract	30207

Owner

904 Monterey Dr is owned and occupied by two individuals who acquired it in July 2002.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	904 MONTEREY DR, MADISON, MS 39110-8817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2002
Deed Sale	Jul 2, 2002
Deed Document Number	0000514135
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	904 MONTEREY DR, MADISON, MS 39110-8817
Document Number	0000843255
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MONTEREY DR MADISON MS 391108817, MADISON, MS 39110-8817

Mortgage

Document Number	0000843255
Date	Jul 18, 2018
Book Page	003625/000097
Instrument	843255

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 904 Monterey Dr was $2,826 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 Homeowner's exemption	$26,827	$268,270 Land $50,000 Building $218,270
2024	$2,826.00
2023	$2,826.00 Homeowner's exemption	$26,827	$268,270 Land $50,000 Building $218,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Monterey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Monterey Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20