Gaston County property record for 908 Laye St, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1973 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Sep 2025) |
| Tax Bill | $3,521 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Sep 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126291 |
| Primary APN | 126291 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 908 LAYE ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 04 011 036 01 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 32302 |
908 Laye St is owned and occupied by an individual who bought it in September 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOVEMENT MORTGAGE |
| Sep 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOVEMENT MORTGAGE |
| Sep 29, 2025 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| May 13, 2019 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Prior Sale | Aug 22, 2022 · Amount on File |
| Deed Book / Page | 5588 / 1343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MASTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0055881361 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 5588/1361 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Title Company | MASTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0055881361 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 5588/1361 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 29, 2025 |
| Property Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Document Number | 0055881343 |
| Book / Page | 5588 / 1343 |
| Instrument Date | Sep 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MASTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1090 MCLAREN DR, BELMONT, NC 28012-8674 |
| Name | Verified Name |
|---|
| Document Number | 0055881345 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 5588/1345 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 22, 2022 |
| Property Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Document Number | 0053590979 |
| Book / Page | 5359 / 979 |
| Instrument Date | Aug 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | EXECUTIVE TITLE, EXECUTIVE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2742 MAYFLOWER RD, 2742, CHARLOTTE, NC 28208-7022 |
| Name | Verified Name |
|---|---|
| Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Document Number | 0005359982 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 5359/982 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 13, 2019 |
| Property Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Document Number | 0050410676 |
| Book / Page | 5041 / 0676 |
| Map Reference | MB 215 PG 369 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 BEDFORD CT, 112, SEVEN FIELDS, PA 16046-8006 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 908 LAYE ST, BELMONT, NC 28012-3523 |
| Document Number | 50410679 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 5041/0679 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 908 Laye St was $3,521.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,521.00 | $334,130 (-) Land $55,000 Building $279,130 | |
| 2025 | $3,521.00 | $334,130 Land $55,000 Building $279,130 | |
| 2023 | $3,558.00 | $334,130 Land $55,000 Building $279,130 | |
| 2021 | $170,180 Land $22,500 Building $147,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Laye St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Laye St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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