902 Laye St, Belmont, NC 28012 Property Records

Gaston County property record for 902 Laye St, Belmont, NC 28012

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 3,360 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$4,788 (2023)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220916`

Property Details

APN / Parcel Number

Primary APN	`220916`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,360 sqft Heated Area

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	902 LAYE ST
City	BELMONT
State	NC
Zip	28012-3576
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMF
Legal Description	GENAY SUBDIVISION TRACT B 04 011 034 00 000
Legal Subdivision	GENAY SUBDIVISION
Legal Tract	B
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	3
Census Block	3019
Census Tract	32302

Owner

Source: Gaston County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1221 DALLAS STANLEY HWY, DALLAS, NC 28034-9461
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 1, 2022
Deed Sale	Mar 1, 2022
Prior Sale	Nov 29, 2012 · Amount on Record
Deed Document Number	0005316360
Deed Book / Page	5316 / 360
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 1, 2022
Property Address	902 LAYE ST, BELMONT, NC 28012-3576
Document Number	0053160360
Book / Page	5316 / 360
Map Reference	MB 80 PG 36
Instrument Date	Mar 1, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 DALLAS STANLEY HWY, 1221, DALLAS, NC 28034-9461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 LAYE ST, BELMONT, NC 28012-3523

Mortgage

Document Number	0005316362
Date	Mar 1, 2022
Instrument	5316/362

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,788.00	$449,640 Land $55,000 Building $394,640

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELMONT serves 17,477 people · EPA ID NC0136015
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20