907 Laye St, Belmont, NC 28012 Property Records

Gaston County property record for 907 Laye St, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2019)
Tax Bill	$2,879 (2026)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`04011A07600`

Property Details

APN / Parcel Number

Primary APN	`04011A07600`
Alternative APN	`126514`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,178 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Porch	Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	907 LAYE ST
City	BELMONT
State	NC
Zip	28012-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COTTONWOOD BLK G L 8 04 011A 076 00 000
Legal Subdivision	COTTONWOOD SUBDIVISION SECTION #3
Legal Block	G
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	3
Census Block	3019
Census Tract	32302

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3580 RAWLEY ST, CORONA, CA 92882-6606
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Deed Book / Page	5086 / 1076
Prior Transfer Date	Aug 27, 2008
Prior Transfer Doc	0044261596
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 6, 2019
Property Address	907 LAYE ST, BELMONT, NC 28012-3522
Document Number	0050861076
Book / Page	005086 / 001076
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 RAWLEY ST CORONA CA 928826606, CORONA, CA 92882-6606

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,879.00	$273,190 (-) Land $55,000 Building $218,190
2025	$2,879.00 (-1.03%)	$273,190 (-) Land $55,000 Building $218,190
2023	$2,909.00	$273,190 Land $55,000 Building $218,190
2021			$153,460 Land $22,500 Building $130,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELMONT serves 17,477 people · EPA ID NC0136015
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20