Butler County property record for 908 Joy Dr, Monroe, OH 45050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1992 |
| Lot Size | 0.281 acres (12,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Oct 2021) |
| Tax Bill | $2,709 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D7000-011-110-091 |
| Primary APN | D7000-011-110-091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,602 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,223 sqft (0.281 acres) |
| Lot Dimensions | 131 ft deep x 89 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 14 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 908 JOY DR |
|---|---|
| City | MONROE |
| State | OH |
| Zip | 45050-1688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1847 ENT |
| Legal Subdivision | LEE MEADOWS |
| Legal Lot Number | 1847 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11132 |
Source: Butler County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 908 JOY DR, MONROE, OH 45050-1688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP |
| Apr 3, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Oct 1, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | Dec 29, 2004 · Amount on Record |
| Deed Document Number | 202156447 |
| Deed Book / Page | 9733 / 1096 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000056446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 908 JOY DR, MONROE, OH 45050-1688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009285 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 9813/1302 |
| Instrument | 2022-00009285 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 908 JOY DR, MONROE, OH 45050-1688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010613 |
|---|---|
| Date | Apr 3, 2025 |
| Book Page | 10201/174 |
| Instrument | 2025-00010613 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Oct 1, 2021 |
| Property Address | 908 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000056446 |
| Book / Page | 9733 / 1093 |
| Map Reference | ENV 1926 PG A-D |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-00056446 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Oct 1, 2021 |
| Property Address | 908 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000056447 |
| Book / Page | 9733 / 1096 |
| Map Reference | ENV 1926 PG A-D |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-00056447 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 625 DAVIS DR, 625, MONROE, OH 45050-1528 |
| Name | Verified Name |
|---|---|
| Address | 908 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0097331099 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 9733/1099 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2051 |
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Liberty Township |
| Municipality | Monroe City |
| Unified School District | Lakota Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,709.00 (+2.85%) | $76,670 (-) Land $13,010 Building $63,660 | $219,060 (-) Land $37,180 Building $181,880 |
| 2024 | $2,634.00 (+0.65%) | ||
| 2023 | $2,617.00 (+8.32%) | $76,670 (+36.79%) Land $13,010 Building $63,660 | $219,060 (+36.79%) Land $37,180 Building $181,880 |
| 2022 | $2,416.00 | $56,050 Land $13,010 Building $43,040 | |
| 2020 | $160,140 Land $37,180 Building $122,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 15,600 people · EPA ID OH0902012 |
|---|---|
| Water Source | Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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