Butler County property record for 900 Joy Dr, Monroe, OH 45050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,628 sqft · built 1990 |
| Lot Size | 0.274 acres (11,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,000 (Sep 2017) |
| Tax Bill | $2,770 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D7000-011.110-054 |
| Primary APN | D7000-011.110-054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,970 sqft (0.274 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 240 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1104300 |
|---|---|
| Old Parcel Number | D7000011.110054 |
| Street Address | 900 JOY DR |
| City | MONROE |
| State | OH |
| Zip | 45050-1688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1799 ENT |
| Legal Subdivision | MONROE COUNTRY ESTATE |
| Legal Lot Number | 1799 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11132 |
Source: Butler County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 900 JOY DR, MONROE, OH 45050-1688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 12, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on Record |
| Deed Sale | Sep 12, 2017 · Amount on Record |
| Prior Sale | Jun 25, 1998 · Amount on Record |
| Deed Document Number | 0000036091 |
| Deed Book / Page | 009078 / 001207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 900 JOY DR, MONROE, OH 45050-1688 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | WEB TITLE AGENCY, WAVE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000015890 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 9831/1207 |
| Instrument | 2022-00015890 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 900 JOY DR, MONROE, OH 45050-1688 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000022903 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 9451/956 |
| Instrument | 2020-00022903 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Sep 12, 2017 |
| Property Address | 900 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000036091 |
| Book / Page | 009078 / 001207 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 36091 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 JOY DR MONROE OH 450501688, MONROE, OH 45050-1688 |
| Document Number | 36092 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 009078/001209 |
| Instrument | 36092 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Liberty Township |
| Municipality | Monroe City |
| Unified School District | Lakota Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,770.00 (+3.51%) | $78,390 (-) Land $12,860 Building $65,530 | $223,980 (-) Land $36,740 Building $187,240 |
| 2023 | $2,676.00 (+9.22%) | $78,390 (+37.29%) Land $12,860 Building $65,530 | $223,980 (+37.28%) Land $36,740 Building $187,240 |
| 2022 | $2,450.00 | $57,100 Land $12,860 Building $44,240 | |
| 2020 | $163,150 Land $36,740 Building $126,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 15,600 people · EPA ID OH0902012 |
|---|---|
| Water Source | Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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