Butler County property record for 912 Joy Dr, Monroe, OH 45050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1991 |
| Lot Size | 0.364 acres (15,869 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,250 (Nov 2019) |
| Tax Bill | $2,854 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D7000-011.110-090 |
| Primary APN | D7000-011.110-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,869 sqft (0.364 acres) |
| Lot Dimensions | 173 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Patio Area | 480 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1104600 |
|---|---|
| Old Parcel Number | D7000011.110090 |
| Street Address | 912 JOY DR |
| City | MONROE |
| State | OH |
| Zip | 45050-1688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1846 ENT |
| Legal Subdivision | MONROE |
| Legal Lot Number | 1846 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11132 |
Source: Butler County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| May 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 25, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Nov 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Dec 13, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Apr 28, 2017 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on Record |
| Deed Sale | Nov 19, 2019 · Amount on Record |
| Prior Sale | Dec 13, 2018 · Amount on Record |
| Deed Document Number | 0000045177 |
| Deed Book / Page | 9368 / 0664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000071409 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 9779/73 |
| Instrument | 2021-00071409 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000016592 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 10219/76 |
| Instrument | 2025-00016592 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000031434 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | 10135/1735 |
| Instrument | 2024-00031434 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Nov 25, 2020 |
| Property Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000056354 |
| Book / Page | 009550 / 001237 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 56354 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 912 JOY DR MONROE OH 450501688, MONROE, OH 45050-1688 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Nov 19, 2019 |
| Property Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000045177 |
| Book / Page | 9368 / 0664 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-00045177 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | TTAI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0093680666 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 9368/0666 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Dec 13, 2018 |
| Property Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000047630 |
| Book / Page | 009239 / 001862 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 47630 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $402.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6452 BRIDGETON MANOR CT LIBERTY TWP OH 450119221, LIBERTY TWP, OH 45011-9221 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 912 JOY DR, MONROE, OH 45050-1688 |
| Document Number | 0000020033 |
| Book / Page | 9036 / 1253 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 912 JOY DR MONROE OH 450501688, MONROE, OH 45050-1688 |
| Document Number | 0000020033 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 9036/1253 |
| Instrument | 20033 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 23, 2042 |
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Liberty Township |
| Municipality | Monroe City |
| Unified School District | Lakota Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,854.00 (+3.52%) | $80,750 (-) Land $14,980 Building $65,770 | $230,710 (-) Land $42,800 Building $187,910 |
| 2023 | $2,757.00 (+7.44%) | $80,750 (+35.08%) Land $14,980 Building $65,770 | $230,710 (+35.08%) Land $42,800 Building $187,910 |
| 2022 | $2,566.00 | $59,780 Land $14,980 Building $44,800 | |
| 2020 | $170,800 Land $42,800 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 15,600 people · EPA ID OH0902012 |
|---|---|
| Water Source | Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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