908 Endicott St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 908 Endicott St, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,780 sqft · built 2018
Lot Size0.119 acres (5,215 sqft)
Owner2 Individual Names on File
Last Sale$577,259 (Aug 2018)
Tax Bill$3,695 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127P H 006

Property Details

APN / Parcel Number

Primary APN127P H 006
Alternative APN
  • 0000052139

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,780 sqft Living Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,215 sqft (0.119 acres)
Lot Dimensions74.5 ft deep x 70 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000052139
Street Address908 ENDICOTT ST
CityCHATTANOOGA
StateTN
Zip37405-2925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT LT 11 BLK 16 MAP NO 1 NORTH CHATT PB3 PG31
Legal SubdivisionNORTH CHATT MAP NO 1
Legal Block16
Legal Lot Number11
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3005
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

908 Endicott St is owned and occupied by two individuals who bought it in August 2018.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address908 ENDICOTT ST, CHATTANOOGA, TN 37405-2925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BANK
Aug 30, 2018Warranty Deed, Transfer
PINNACLE BK
Aug 3, 2018Trustee's Deed, Construction Loan · Line of Credit
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2018 · Amount on File
Deed SaleAug 30, 2018 · Amount on File
Prior SaleDec 8, 2014 · Amount on File
Deed Document Number2018083000048
Deed Book / Page11439 / 938
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address908 ENDICOTT ST, CHATTANOOGA, TN 37405-2925
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000219
DateOct 27, 2021
Book Page12708/971
Instrument2021102700219
Lender
NamePINNACLE BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 30, 2018
Property Address908 ENDICOTT ST, CHATTANOOGA, TN 37405-2925
Document Number0830000048
Book / Page011439 / 000938
Instrument DateAug 23, 2018
Instrument180830000048
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.86
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address908 ENDICOTT ST CHATTANOOGA TN 374052925, CHATTANOOGA, TN 37405-2925

Mortgage

Document Number830000049
DateAug 30, 2018
Book Page011439/000941
Instrument180830000049
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
AmountAmount on Record
Term360 Months
DueAug 29, 2048

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateAug 3, 2018
Property Address908 ENDICOTT ST, CHATTANOOGA, TN 37405-2925
Document Number0803000005
Book / Page011417 / 000928
Instrument DateJul 23, 2018
Instrument180803000005
Transaction TypeConstruction Loan
Record UpdatedJan 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 SHADY CIR CHATTANOOGA TN 374052420, CHATTANOOGA, TN 37405-2420

Mortgage

Document Number803000005
DateAug 3, 2018
Book Page011417/000928
Instrument180803000005
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressRINGGOLD, GA 30736
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueAug 2, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 908 Endicott St was $3,695, up 11.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,695.00 (+11.13%)$243,800 (+64.04%)$975,200 (+64.04%) Land $225,000 Building $750,200
2024$3,325.00$148,625 (-)$594,500 (-) Land $150,000 Building $444,500
2023$3,325.00$148,625 (-)$594,500 (-) Land $150,000 Building $444,500
2022$3,325.00$148,625$594,500 Land $150,000 Building $444,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 Endicott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Endicott St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Endicott St

Nearby Streets

Search Property Records by Address or Parcel Number