Hamilton County property record for 902 Endicott St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,128 sqft · built 1950 |
| Lot Size | 0.119 acres (5,215 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jul 2021) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P H 003 |
| Primary APN | 127P H 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,215 sqft (0.119 acres) |
| Lot Dimensions | 74.5 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052136 |
|---|---|
| Street Address | 902 ENDICOTT ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 13 BLK 16 MAP NO 1 NORTH CHATT PB3 PG31 |
| Legal Subdivision | NORTH CHATT MAP NO 1 |
| Legal Block | 16 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 902 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NATIONAL BANK |
| Jul 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2014 · Amount on Record |
| Deed Document Number | 20212 |
| Deed Book / Page | 12569 / 477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 902 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000132 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 14213/865 |
| Instrument | 2026030300132 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 4, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 16, 2021 |
| Property Address | 902 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Document Number | 0000000002 |
| Book / Page | 12569 / 477 |
| Map Reference | MB 3 PG 31 MAP 1 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021071600002 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRICK CITY TITLE, BRIDGE CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Document Number | 0012569480 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 12569/480 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 902 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Document Number | 0918000259 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 902 ENDICOTT ST CHATTANOOGA TN 374052925, CHATTANOOGA, TN 37405-2925 |
| Document Number | 0918000259 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 012157/000204 |
| Instrument | 200918000259 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2035 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+17%) | $110,800 (+72.65%) | $443,200 (+72.65%) Land $281,300 Building $161,900 |
| 2024 | $1,435.00 | $64,175 (-) | $256,700 (-) Land $187,500 Building $69,200 |
| 2023 | $1,435.00 | $64,175 (-) | $256,700 (-) Land $187,500 Building $69,200 |
| 2022 | $1,435.00 | $64,175 | $256,700 Land $187,500 Building $69,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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