Hamilton County property record for 904 Endicott St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,720 sqft · built 2018 |
| Lot Size | 0.235 acres (10,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Oct 2022) |
| Tax Bill | $3,676 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P H 004 |
| Primary APN | 127P H 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,243 sqft (0.235 acres) |
| Lot Dimensions | 74.5 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052137 |
|---|---|
| Street Address | 904 ENDICOTT ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 1 BLK 16 CHATTANOOGALAND COAL IRON & RAILWAY MAP #1 OF NORTH CHATTANOOGA PB 3 PG 31 REV 111-153 |
| Legal Subdivision | NORTH CHATT MAP NO 1 |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
904 Endicott St is owned and occupied by two individuals who bought it in October 2022.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE |
| Oct 19, 2020 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Dec 14, 2018 | Warranty Deed, Subdivision Related Transfer FAIRWAY INDEPENDENT MTG |
| May 4, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | Dec 14, 2018 · Amount on File |
| Deed Document Number | 2022275 |
| Deed Book / Page | 13106 / 273 |
| Prior Transfer Date | Jan 22, 2001 |
| Prior Transfer Doc | 5763432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 3, 2022 |
| Property Address | 904 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Document Number | 0000000275 |
| Book / Page | 13106 / 273 |
| Map Reference | MB 3 PG 31 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022100300275 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Document Number | 0131060276 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 13106-0276 |
| Name | COLONIAL NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 904 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Document Number | 1026000215 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 904 ENDICOTT ST CHATTANOOGA TN 374052925, CHATTANOOGA, TN 37405-2925 |
| Document Number | 1026000215 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 012205/000326 |
| Instrument | 201026000215 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 14, 2018 |
| Property Address | 904 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Document Number | 1214000127 |
| Book / Page | 011522 / 000741 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 181214000127 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.33 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 904 ENDICOTT ST CHATTANOOGA TN 374052965, CHATTANOOGA, TN 37405-2965 |
| Document Number | 1214000128 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 011522/000743 |
| Instrument | 181214000128 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 4, 2018 |
| Property Address | 904 ENDICOTT ST, CHATTANOOGA, TN 37405-2925 |
| Book / Page | 011337 / 000832 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 23 |
| Transaction Type | Construction Loan |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4115 S CREEK RD CHATTANOOGA TN 374061022, CHATTANOOGA, TN 37406-1022 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000023 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 011337/000832 |
| Instrument | 23 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | RINGGOLD, GA 30736 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 3, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 904 Endicott St was $3,676, up 1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,676.00 (+0.96%) | $242,550 (+49.01%) | $970,200 (+49.01%) Land $225,000 Building $745,200 |
| 2024 | $3,641.00 | $162,775 (-) | $651,100 (-) Land $150,000 Building $501,100 |
| 2023 | $3,641.00 | $162,775 | $651,100 Land $150,000 Building $501,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 904 Endicott St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Endicott St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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