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904 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 904 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,840 sqft · built 1971
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Aug 2018)
Tax Bill$2,296 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN005792

Property Details

APN / Parcel Number

Primary APN005792

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,840 sqft Base Area
1st Floor Area1,840 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeFrame
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Lot Dimensions163 ft deep x 92 ft wide
Garage TypeAttached
Garage Area568 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address904 E MONROE ST
CityMOUNT AYR
StateIA
Zip50854-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-68-29 W 8.6' OF E 208.6' OF N 134' & W 101' OF E 301' OF S 196' OF W 3 AC N 10 AC SE SE
Legal Range29W
Legal Township68N
Legal Section06
Legal SubdivisionSUBDIVISION WEST THREE
Legal Block68
JurisdictionRINGGOLD IA
Township / Civil DivisionMOUNT AYR
Census Block Group1
Census Block1039
Census Tract950200

Owner

904 E Monroe St is owned and occupied by two individuals who bought it in August 2018.

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address904 E MONROE ST, MOUNT AYR, IA 50854-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2018Deed of Trust, Mortgage
US BANK NA
Aug 20, 2018Executor's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2018 · Amount on File
Deed SaleAug 20, 2018 · Amount on File
Deed Document Number2018843
Deed Book / Page471 / 66
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRINGGOLD IA
Property Address904 E MONROE ST, MOUNT AYR, IA 50854-2238
Transaction TypeMortgage
Record UpdatedNov 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000471/0000000069
DateAug 20, 2018
Book Page0000000471/0000000069
Instrument000000000844
Lender
NameUS BANK NA
TypeBank
Agreement
AmountAmount on Record
Term353 Months
DueJan 1, 2048

August 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionRINGGOLD IA
Recording DateAug 20, 2018
Property Address904 E MONROE ST, MOUNT AYR, IA 50854-2238
Document Number471/66
Book / Page471 / 66
Instrument DateAug 8, 2018
Instrument000000000843
Transaction TypeTransfer
Record UpdatedNov 11, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address904 E MONROE ST, MOUNT AYR, IA 50854-2238

Tax Assessment & Valuation

The 2025 property tax bill for 904 E Monroe St was $2,296 with a homeowner's exemption, down 0.9% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyRinggold County
MunicipalityMount Ayr City
Unified School DistrictMount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,296.00 (-0.86%) Homeowner's exemption$144,051 Land $16,413 Building $127,638$144,051 Land $16,413 Building $127,638
2024$2,316.00
2023$126,241 (+15.42%) Land $15,319 Building $110,922$126,241 Land $15,319 Building $110,922
2022$2,266.00 Homeowner's exemption$109,374 Land $15,319 Building $94,055
2021$109,374 Land $15,319 Building $94,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 E Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 E Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT AYR WATER TREATMENT PLANT
serves 1,683 people · EPA ID IA8055014
Water SourcePurchased surface water from SIRWA #2 (CRESTON)
Last State InspectionMar 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20
Lockridge Networks
Fixed Wireless		100 / 20

May also be available: Nextlink.

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