908 Charing Cross, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 908 Charing Cross, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,661 sqft · built 1990
Lot Size0.251 acres (10,934 sqft)
Owner2 Individual Names on Record
Last Sale$352,400 (Jan 2011)
Tax Bill$5,640 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jul 2020 Mortgage
+ 1 more
APN0493002001760

Property Details

APN / Parcel Number

Primary APN0493002001760

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,661 sqft Living Area
1st Floor Area1,066 sqft
Upper Floors Area1,066 sqft
AtticAttic
Attic Area506 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,934 sqft (0.251 acres)
Lot Dimensions108 ft deep x 90 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area480 sqft
PorchOpen Porch
Porch Area308 sqft
Deck Area528 sqft
Patio Area221 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address908 CHARING CROSS
CityCHESAPEAKE
StateVA
Zip23322-8718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description176 TUNBRIDGE STATION SEC ONE
Legal SubdivisionTUNBRIDGE STATION SOUTH, JOLLIFF STATION
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1006
Census Tract21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address908 CHARING CROSS, CHESAPEAKE, VA 23322-8718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Line of Credit
ABNB FEDERAL CREDIT UNION
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CENTER LLC
Sep 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2011 · Amount on Record
Deed SaleJan 7, 2011 · Amount on Record
Prior SaleApr 2, 1999 · Amount on Record
Deed Book / Page8307 / 117
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address908 CHARING CROSS, CHESAPEAKE, VA 23322-8718
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10561/1466
DateMay 20, 2022
Book Page10561/1466
Instrument220017089
Lender
NameABNB FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term143 Months
DueApr 28, 2034
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address908 CHARING CROSS, CHESAPEAKE, VA 23322-8718
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010190/875
DateJul 30, 2020
Book Page10190/875
Instrument200025540
Lender
NameCAPITAL CENTER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address908 CHARING CROSS, CHESAPEAKE, VA 23322-8718
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010440/678
DateSep 7, 2021
Book Page10440/678
Instrument210040730
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$583,400 (+4.48%) Land $210,000 Building $373,400$583,400 (+4.48%) Land $210,000 Building $373,400
2025$5,640.00 (+42.32%)$558,400 (+9.17%) Land $185,000 Building $373,400$558,400 (+9.17%) Land $185,000 Building $373,400
2023$511,500 (+11.78%) Land $175,000 Building $336,500$511,500 (+11.78%) Land $175,000 Building $336,500
2022$457,600 Land $150,000 Building $307,600$457,600 Land $150,000 Building $307,600
2019$3,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims26 (1990–2020)
Claims Outside the SFHA3 of 26
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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