900 Charing Cross, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 900 Charing Cross, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,209 sqft · built 1988
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Dec 2020)
Tax Bill$6,036 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Dec 2020 Sale & Mortgage
+ 1 more
APN0493001001740

Property Details

APN / Parcel Number

Primary APN0493001001740

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,209 sqft Living Area
1st Floor Area1,014 sqft
Upper Floors Area1,014 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,898 sqft (0.342 acres)
Lot Dimensions90 ft deep x 254 ft wide
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area880 sqft
PorchSlab
Porch Area132 sqft
Deck AreaDeck Area
Patio Area544 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address900 CHARING CROSS
CityCHESAPEAKE
StateVA
Zip23322-8718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description174 JOLLIFF STATION SEC ONE
Legal SubdivisionTUNBRIDGE STATION SOUTH, JOLLIFF STATION
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1006
Census Tract21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address900 CHARING CROSS, CHESAPEAKE, VA 23322-8718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 11, 2020Warranty Deed, Transfer · Conventional Mortgage
ADVANCE FINANCIAL GROUP
Jul 9, 2009Warranty Deed, Transfer · VA Mortgage
NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Prior SaleJun 3, 2016 · Amount on Record
Deed Document Number202047073
Deed Book / Page10273 / 683
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address900 CHARING CROSS, CHESAPEAKE, VA 23322-8718
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10381/1211
DateJun 2, 2021
Book Page10381/1211
Instrument210025003
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 11, 2020
Property Address900 CHARING CROSS, CHESAPEAKE, VA 23322-8718
Document Number10273/683
Book / Page10273 / 683
Instrument DateDec 8, 2020
Instrument200047073
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyVIRGINIA HOME TITLE AND SETTLEMENT, VIRGINIA HOME TITLE & STLMNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 CHARING CROSS, CHESAPEAKE, VA 23322-8718

Mortgage

Document Number200047074
DateDec 11, 2020
Instrument200047074
Lender
NameADVANCE FINANCIAL GROUP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 9, 2009
Property Address900 CHARING CROSS, CHESAPEAKE, VA 23322-8718
Document Number007868/835
Book / Page7868 / 835
Instrument DateJul 7, 2009
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007868838
DateJul 9, 2009
Instrument7868/838
Lender
NameNATIONAL CITY MTG CO
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$621,500 (+4%) Land $210,000 Building $411,500$621,500 (+4%) Land $210,000 Building $411,500
2025$6,036.00 (+46.29%)$597,600 (+9.41%) Land $185,000 Building $412,600$597,600 (+9.41%) Land $185,000 Building $412,600
2023$546,200 (+12.16%) Land $175,000 Building $371,200$546,200 (+12.16%) Land $175,000 Building $371,200
2022$487,000 Land $150,000 Building $337,000$487,000 Land $150,000 Building $337,000
2019$4,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims26 (1990–2020)
Claims Outside the SFHA3 of 26
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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