905 Charing Cross, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 905 Charing Cross, Chesapeake, VA 23322

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 2.5 ba · 2,370 sqft · built 1988
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Tax Bill$3,419 (2019)
Deeds & MortgagesJul 2017 Line of Credit
Apr 2020 Transfer
APN0493001001720

Property Details

APN / Parcel Number

Primary APN0493001001720

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,370 sqft Total Area
1st Floor Area1,014 sqft
Upper Floors Area1,014 sqft
AtticAttic
Attic Area486 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions135 ft deep x 72 ft wide
Garage TypeAttached
Garage Area486 sqft

Exterior Amenities

PorchSlab
Porch Area132 sqft
Deck Area512 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address905 CHARING CROSS
CityCHESAPEAKE
StateVA
Zip23322-8719
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR12AS: RES
Legal Description172 JOLLIFF STATION SEC ONE
Legal SubdivisionTUNBRIDGE STATION SOUTH, JOLLIFF STATION
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1003
Census Tract21101

Owner

Source: Chesapeake City records · APN 0493001001720

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address905 CHARING CROSS, CHESAPEAKE, VA 23322-8719
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2017Deed of Trust, Mortgage · Line of Credit
CHARTWAY FEDERAL CREDIT UNION
Apr 13, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 10, 2020
Transfer Doc10135/1995
Record UpdatedJun 08, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address905 CHARING CROSS, CHESAPEAKE, VA 23322-8719
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9812/967
DateJul 20, 2017
Book Page9812/967
Instrument170019730
Lender
NameCHARTWAY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 11, 2032
Interest
Rate TypeAdjustable Rate

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 13, 2020
Property Address905 CHARING CROSS, CHESAPEAKE, VA 23322-8719
Document Number10135/1995
Book / Page10135 / 1995
Instrument DateApr 10, 2020
Instrument200011278
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$484,300 (+9.87%) Land $185,000 Building $299,300$484,300 (+9.87%) Land $185,000 Building $299,300
2023$440,800 Land $175,000 Building $265,800$440,800 Land $175,000 Building $265,800
2019$3,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims26 (1990–2020)
Claims Outside the SFHA3 of 26
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 198 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Charing Cross

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