908 Caitlin Dr, Union, KY 41091 Property Records

Boone County property record for 908 Caitlin Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,064 sqft · built 1998
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Aug 2026)
Tax Bill	$8,818 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064.10-07-023.00`

Property Details

APN / Parcel Number

Primary APN	`064.10-07-023.00`
Alternative APN	`14096`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,064 sqft Finished Area
Basement Area	2,716 sqft
Finished Basement	2,716 sqft
Unfinished Basement	2,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	177 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	908 CAITLIN DR
City	UNION
State	KY
Zip	41091-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 SEC 10 BLK C TRIPLE CROWN COUNTRY CLUB (64G-437)
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	C
Legal Lot Number	23
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2005
Census Tract	70605

Owner

Source: Boone County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 CAITLIN DR, UNION, KY 41091-8009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Nov 5, 2014 · Amount on Record
Deed Document Number	20261604303
Deed Book / Page	1261 / 630
Prior Transfer Date	Jul 14, 2026
Prior Transfer Doc	0001604301
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 6, 2026
Property Address	908 CAITLIN DR, UNION, KY 41091-8009
Document Number	0001604303
Book / Page	1261 / 630
Instrument Date	Jul 31, 2026
Instrument	20261604303
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	908 CAITLIN DR, UNION, KY 41091-8009

Mortgage

Document Number	0001604307,
Date	Aug 6, 2026
Instrument	20261604307

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE KY
Recording Date	Aug 6, 2026
Property Address	908 CAITLIN DR, UNION, KY 41091-8009
Document Number	0001604301
Book / Page	1261 / 628
Instrument Date	Jul 14, 2026
Instrument	20261604301
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	908 CAITLIN DR, UNION, KY 41091-8009
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 CAITLIN DR, UNION, KY 41091-8009

Mortgage

Document Number	M4497/493
Date	Aug 5, 2021
Book Page	M4497/493
Instrument	843945

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 27, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	908 CAITLIN DR, UNION, KY 41091-8009
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	RIVERVIEW TITLE AGENCY INC, RIVERVIEW TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4469/702
Date	Jun 3, 2021
Book Page	M4469/702
Instrument	837450

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,818.00 (+13.02%)	$782,400 (+15.23%) Land $100,000 Building $682,400
2024			$782,400 (+15.23%) Land $100,000 Building $682,400
2023	$7,802.00 (+2.35%)	$679,000 (-) Land $100,000 Building $579,000	$679,000 (-) Land $100,000 Building $579,000
2022	$7,623.00	$679,000 Land $100,000 Building $579,000	$679,000 Land $100,000 Building $579,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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