900 Caitlin Dr, Union, KY 41091 Property Records

Boone County property record for 900 Caitlin Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,266 sqft · built 1998
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$884,963 (Jul 2020)
Tax Bill	$11,000 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064.10-07-021.00`

Property Details

APN / Parcel Number

Primary APN	`064.10-07-021.00`
Alternative APN	`22338`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,266 sqft Finished Area
Basement Area	3,501 sqft
Finished Basement	2,801 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	173 ft deep x 181 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	900 CAITLIN DR
City	UNION
State	KY
Zip	41091-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 SEC 10 BLK A TRIPLE CROWN COUNTRY CLUB (64G-290)
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	A
Legal Lot Number	21
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2005
Census Tract	70605

Owner

Source: Boone County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	900 CAITLIN DR, UNION, KY 41091-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2019	Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jul 1, 2020	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN
Apr 30, 2020	Intrafamily Transfer, Transfer · Line of Credit GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Dec 15, 2010 · Amount on Record
Deed Document Number	2020805341
Deed Book / Page	1146 / 738
Prior Transfer Date	Jan 11, 2020
Prior Transfer Doc	D1143/692
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	900 CAITLIN DR, UNION, KY 41091-8009
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STERLING LAND TITLE AGENCY I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4163/931
Date	Feb 7, 2019
Book Page	M4163/931
Instrument	768389

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	900 CAITLIN DR, UNION, KY 41091-8009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STERLING LAND TITLE AGENCY I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4163/915
Date	Feb 7, 2019
Book Page	M4163/915
Instrument	768388

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 1, 2020
Property Address	900 CAITLIN DR, UNION, KY 41091-8009
Document Number	D1146/738
Book / Page	D1146 / 738
Map Reference	SL 246-A
Instrument Date	Jun 18, 2020
Instrument	805341
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 STONEY CREEK RD, 26, HILTON HEAD ISLAND, SC 29928-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 CAITLIN DR, UNION, KY 41091-8009

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Apr 30, 2020
Property Address	900 CAITLIN DR, UNION, KY 41091-8009
Document Number	D1143/692
Book / Page	D1143 / 692
Map Reference	SL 246-A
Instrument Date	Jan 11, 2020
Instrument	800173
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7365 E KEMPER RD, 7365, CINCINNATI, OH 45249-1099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 CAITLIN DR, UNION, KY 41091-8009

Mortgage

Document Number	800174
Date	Apr 30, 2020
Instrument	800174

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,000.00 (+8.42%)	$977,700 (+10.47%) Land $100,000 Building $877,700
2024			$977,700 (+10.47%) Land $100,000 Building $877,700
2023	$10,146.00 (+2.12%)	$885,000 (-) Land $100,000 Building $785,000	$885,000 (-) Land $100,000 Building $785,000
2022	$9,935.00	$885,000 Land $100,000 Building $785,000	$885,000 Land $100,000 Building $785,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Caitlin Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures