905 Caitlin Dr, Union, KY 41091 Property Records

Boone County property record for 905 Caitlin Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,626 sqft · built 1998
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Feb 2012)
Tax Bill	$7,668 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064.10-07-032.00`

Property Details

APN / Parcel Number

Primary APN	`064.10-07-032.00`
Alternative APN	`30053`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,626 sqft Finished Area
Basement Area	2,685 sqft
Finished Basement	1,343 sqft
Unfinished Basement	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	829 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	905 CAITLIN DR
City	UNION
State	KY
Zip	41091-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 SEC 10 BLK C TRIPLE CROWN COUNTRY CLUB (64G-446)
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	C
Legal Lot Number	32
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2006
Census Tract	70605

Owner

Source: Boone County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	905 CAITLIN DR, UNION, KY 41091-8010
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Reverse Mortgage HEARTLAND BANK
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit VICTORY COMMUNITY BANK
Sep 5, 2019	Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2012 · Amount on Record
Deed Sale	Feb 1, 2012 · Amount on Record
Prior Sale	Oct 28, 1998 · Amount on Record
Deed Document Number	2012585974
Deed Book / Page	1001 / 256
Last Transfer Date	Sep 18, 2024
Transfer Doc	0D1229/708
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	905 CAITLIN DR, UNION, KY 41091-8010
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4729/727
Date	Mar 1, 2024
Book Page	M4729/727
Instrument	1010265

Lender

Name	HEARTLAND BANK
Type	Bank
Address	430 N HAMILTON RD, WHITEHALL, OH 43213

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2034

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	905 CAITLIN DR, UNION, KY 41091-8010
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	HOMESTEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4412/317
Date	Feb 9, 2021
Book Page	M4412/317
Instrument	825953

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	905 CAITLIN DR, UNION, KY 41091-8010
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CAITLIN DR, UNION, KY 41091-8010

Mortgage

Document Number	M4409/256
Date	Feb 3, 2021
Book Page	M4409/256
Instrument	825317

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	905 CAITLIN DR, UNION, KY 41091-8010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4088/496
Date	Feb 22, 2018
Book Page	M4088/496
Instrument	745585

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	905 CAITLIN DR, UNION, KY 41091-8010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4214/371
Date	Sep 5, 2019
Book Page	M4214/371
Instrument	782819

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Aug 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Aug 21, 2024
Change Frequency	Annually
Min Rate At Change	3.49%
Max Rate At Change	7.49%
Index	Prime Rate
Max Rate	11.4%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,668.00 (+14.62%)	$679,500 (+16.89%) Land $75,000 Building $604,500
2024			$679,500 (+16.89%) Land $75,000 Building $604,500
2023	$6,690.00 (+2.51%)	$581,300 (-) Land $75,000 Building $506,300	$581,300 (-) Land $75,000 Building $506,300
2022	$6,526.00	$581,300 Land $75,000 Building $506,300	$581,300 Land $75,000 Building $506,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Caitlin Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures