Cleveland County property record for 819 Borders Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,052 sqft · built 2004 |
| Lot Size | 0.437 acres (19,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25570 |
| Primary APN | 25570 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,052 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,075 sqft (0.437 acres) |
| Lot Dimensions | 175 ft deep x 109 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1282038 |
|---|---|
| Street Address | 819 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-8194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #24 PB12-69 BUFFALO HGHTS |
| Legal Subdivision | BUFFALO HGHTS |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950701 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 819 BORDERS RD, SHELBY, NC 28150-8194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Warranty Deed, Transfer |
| Jan 23, 2017 | Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 13, 2012 |
| Transfer Doc | 0016281016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 13, 2022 |
| Property Address | 819 BORDERS RD, SHELBY, NC 28150-8194 |
| Document Number | 0018842210 |
| Book / Page | 1884 / 2210 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 200079570 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19810 W CATAWBA AVE # A1, A1, CORNELIUS, NC 28031-4056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 819 BORDERS RD, SHELBY, NC 28150-8194 |
| Document Number | 0017442013 |
| Book / Page | 001744 / 002013 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 819 BORDERS RD SHELBY NC 281508194, SHELBY, NC 28150-8194 |
| Document Number | 0017442013 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 001744/002013 |
| Instrument | 200001674 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 18, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,482 (-) Land $20,601 Building $219,881 | $240,482 (-) Land $20,601 Building $219,881 | |
| 2025 | $768.00 | $240,482 (+63.15%) Land $20,601 Building $219,881 | $240,482 (+63.15%) Land $20,601 Building $219,881 |
| 2023 | $147,401 Land $17,069 Building $130,332 | $147,401 Land $17,069 Building $130,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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