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9076 Harding Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9076 Harding Ave, Surfside, FL 33154 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage1,460 sqft Living Area
Lot Size1,726 sqft (0.039 acres)
OccupancyOwner Occupied
Last Sale$925,000 (2022)
Tax Bill$7,343.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-2235-003-0810

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,460 sqft Living Area
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring

Exterior

Year BuiltBuilt 1996
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Construction
Lot Area1,726 sqft (0.039 acres)
FenceFence
Patio Area256 sqft Patio

Location & Zoning

Street Address9076 HARDING AVE
CitySURFSIDE
StateFL
Zip33154-3226
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEAWAY PB 34-69 PORT OF LOT 6 & S 45FT OF LOTS 1 & 2 BLK T DESC BEG 39.51FTN OF SE COR OF LOT 6 TH N 87 DEG W 109.51FT N 00 D
Legal Range42
Legal Township52
Legal Section35
Legal SubdivisionSEAWAY
Legal BlockT
Legal Lot Number1,2,6 2
JurisdictionDADE FL
Minor Civil DivisionMIAMI BEACH
Census Blockgroup3
Census Block3024
Census Tract3804

Owner

Source: Miami-Dade County records · APN 14-2235-003-0810

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9076 HARDING AVE, SURFSIDE, FL 33154-3226
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BRADESCO BAC FLORIDA BANK
Nov 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 21, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
BAC FLORIDA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleNov 18, 2019
Deed Doc Number2022R0746001
Deed Book / Page33397 / 1963
Record RefreshedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateSep 23, 2022
Property Address9076 HARDING AVE, SURFSIDE, FL 33154-3226
Document Number0000746001
Book / Page33397 / 1963
Map ReferenceMB 34 PG 69
Instrument DateSep 19, 2022
Instrument2022R0746001
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address143 SEVILLE E, 143, DELRAY BEACH, FL 33446-2126

Transferred To (Grantee/Buyer)

NameVerified Name
Address9076 HARDING AVE, SURFSIDE, FL 33154-3226

Mortgage

Document Number0000001969
DateSep 23, 2022
Instrument33397/1969
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address9076 HARDING AVE, SURFSIDE, FL 33154-3226
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyHOMEPARTNERS TITLE INC, HOME PARTNERS TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address9076 HARDING AVE, SURFSIDE, FL 33154-3226

Mortgage

Document Number0000462846
DateJun 29, 2021
Book Page32589/1813
Instrument2021R0462846
Lender
NameBRADESCO BAC FLORIDA BANK
TypeBank
AddressMIAMI, FL 33134
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateNov 18, 2019
Property Address9076 HARDING AVE, SURFSIDE, FL 33154-3226
Document Number0000721450
Book / Page031693 / 000961
Instrument DateOct 10, 2019
Instrument721450
Transaction TypeTransfer
Record UpdatedDec 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.60
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9076 HARDING AVE SURFSIDE FL 331543226, SURFSIDE, FL 33154-3226

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateNov 21, 2017
Property Address9076 HARDING AVE, SURFSIDE, FL 33154-3226
Document Number0000653857
Book / Page30763 / 0357
Map ReferenceMB 34 PG 69
Instrument DateNov 15, 2017
Instrument2017R0653857
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,980.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressRUA DO ROSEIRAL 70 BIRRE, CASCAIS, XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 91ST ST APT 402, 402, BAY HARBOR IS, FL 33154-2791

Mortgage

Document Number0000653861
DateNov 21, 2017
Instrument2017R0653861
Lender
NameBAC FLORIDA BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateDec 01, 2020
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change6.87%
Index1-Year LIBOR
Max Rate10.8%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,343.00 (+25.89%)$426,714 (+47.08%) Land $310,680 Building $116,034$426,714 (+47.08%) Land $310,680 Building $116,034
2023$5,833.00 (+5%)$290,130 (+5.04%) Land $170,874 Building $119,256$290,130 (+5.04%) Land $170,874 Building $119,256
2022$5,555.00$276,208 Land $155,340 Building $120,868$276,208 Land $155,340 Building $120,868

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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