9056 Harding Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9056 Harding Ave, Surfside, FL 33154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 1972
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Aug 2019)
Tax Bill	$18,716 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`14-2235-001-0480`

Property Details

APN / Parcel Number

Primary APN	`14-2235-001-0480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Area	182 sqft
Porch	Porch
Porch Area	14 sqft
Patio Area	230 sqft

Location & Zoning

Street Address	9056 HARDING AVE
City	SURFSIDE
State	FL
Zip	33154-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0800
Legal Description	ALTOS DEL MAR NO 4PB 10-63 LOT 8 BLK 5 LOT SIZE 50.000 X 112 OR 17844-3585 1097 1 COC 23364-4797 05 2005 4
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	ALTOS DEL MAR NO 4
Legal Block	5
Legal Lot Number	8
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	3
Census Block	3024
Census Tract	3804

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage TRIBECA FUNDING CORP
Aug 23, 2019	Warranty Deed, Transfer · ARM SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	May 12, 2005 · Amount on Record
Deed Document Number	2019534707
Deed Book / Page	31582 / 443
Last Transfer Date	Aug 24, 2026
Transfer Doc	0000600155
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DADE FL
Recording Date	Sep 3, 2026
Property Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226
Document Number	0000614737
Book / Page	35480 / 139
Instrument Date	Aug 24, 2026
Instrument	2026614737
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Aug 31, 2026
Property Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226
Document Number	0000600155
Book / Page	35471 / 732
Instrument Date	Aug 24, 2026
Instrument	2026600155
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Nov 16, 2021
Property Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226
Document Number	0000857016
Book / Page	32851 / 779
Map Reference	MB 10 PG 63
Instrument Date	Oct 26, 2021
Instrument	2021R0857016
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	MV TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20201 E COUNTRY CLUB DR APT 1603, 20201, AVENTURA, FL 33180-3283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20201 E COUNTRY CLUB DR APT 1603, 1603, AVENTURA, FL 33180-3283

Mortgage

Document Number	0000000783
Date	Nov 16, 2021
Instrument	32851/783

Lender

Name	TRIBECA FUNDING CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 23, 2019
Property Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226
Document Number	0000534707
Book / Page	31582 / 0443
Map Reference	MB 10 PG 63
Instrument Date	Aug 14, 2019
Instrument	2019R0534707
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10239 CROSSCUT WAY, 10239, DAMASCUS, MD 20872-2912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9056 HARDING AVE, SURFSIDE, FL 33154-3226

Mortgage

Document Number	0000000486
Date	Aug 23, 2019
Instrument	31582/0486

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Margin	6
Max Rate	11.9%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,716.00 (+9.57%)	$915,377 (+1.77%)	$1,106,545 (+23.03%) Land $980,000 Building $126,545
2024	$17,081.00 (+9.25%)
2023	$15,635.00 (+16.38%)	$899,424 (+30.78%) Land $772,838 Building $126,586	$899,424 (+30.78%) Land $772,838 Building $126,586
2022	$13,434.00	$687,737 Land $560,088 Building $127,649	$687,737 Land $560,088 Building $127,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 178 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	601 units insured incl. 423 condo units
Nearby Flood Claims	79 (1979–2024)
Claims Outside the SFHA	3 of 79
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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