907 Walnut St, Traer, IA 50675 Property Records

Tama County property record for 907 Walnut St, Traer, IA 50675

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,524 sqft · built 1966
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on Record
Last Sale$184,000 (Oct 2023)
Tax Bill$3,752 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07.10.332.008

Property Details

APN / Parcel Number

Primary APN07.10.332.008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,524 sqft Living Area
Basement Area1,524 sqft
Finished Basement625 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,714 sqft (0.223 acres)
Deck Area144 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address907 WALNUT ST
CityTRAER
StateIA
Zip50675-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 ENGEL-RUZICKA
Legal SubdivisionENGEL RUZIKA
Legal Lot Number4
JurisdictionTAMA IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3057
Census Tract290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address907 WALNUT ST, TRAER, IA 50675-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 5, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Prior SaleJun 5, 2019 · Amount on Record
Deed Document Number20232170
Prior Transfer DateJun 12, 2023
Prior Transfer Doc0000001173
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateOct 5, 2023
Property Address907 WALNUT ST, TRAER, IA 50675-1425
Document Number0020232170
Instrument DateSep 27, 2023
Instrument2023-2170
Transaction TypeTransfer
Record UpdatedNov 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$293.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address907 WALNUT ST, TRAER, IA 50675-1425

Mortgage

Document Number0020232171
DateOct 5, 2023
Instrument2023-2171
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2038

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateJun 5, 2019
Property Address907 WALNUT ST, TRAER, IA 50675-1425
Document Number0020191140
Instrument DateMay 31, 2019
Instrument2019-1140
Transaction TypeTransfer
Record UpdatedApr 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 WALNUT ST, TRAER, IA 50675-1425

Mortgage

Document Number0020191141
DateJun 5, 2019
Instrument2019-1141
Lender
NameFARMERS TRUST & SAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityTraer City
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,752.00$190,470 (+5.9%) Land $16,770 Building $173,700$190,470 (+5.9%) Land $16,770 Building $173,700
2023$179,850 (+16.56%) Land $16,770 Building $163,080$179,850 (+16.56%) Land $16,770 Building $163,080
2022Homeowner's exemption$154,300 Land $16,770 Building $137,530$154,300 Land $16,770 Building $137,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAER MUNICIPAL WATER PLANT
serves 1,583 people · EPA ID IA8681030
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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