Tama County property record for 903 Walnut St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,955 sqft · built 1961 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Apr 2026) |
| Tax Bill | $3,128 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2014 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.332.007 |
| Primary APN | 07.10.332.007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| Attic | Attic |
| Attic Area | 507 sqft |
| Basement Area | 1,448 sqft |
| Unfinished Basement | 1,448 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 168 sqft |
| Deck Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 903 WALNUT ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-85-14 N 90' W 120' LOT 11 NE SW |
| Legal Range | 14W |
| Legal Township | 85N |
| Legal Section | 10 |
| Legal Subdivision | AUDITORS |
| Legal Lot Number | 11 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 290200 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Jan 22, 2014 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK & TRUST |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Feb 17, 2021 | Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Deed Document Number | 2026725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020210532 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0532 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Mar 5, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000928/025 |
|---|---|
| Date | Jan 22, 2014 |
| Book Page | 0928/025 |
| Instrument | 2014-0174 |
| Name | FARMERS SAVINGS BANK & TRUST |
|---|---|
| Address | TRAER, IA 50675 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Apr 2, 2026 |
| Property Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Document Number | 0000000725 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026725 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,007.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Document Number | 0020260726, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026726 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Apr 2, 2026 |
| Property Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Document Number | 0020260725 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026725 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,007.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Document Number | 0000000726, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026726 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020210532 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0532 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Mar 5, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Feb 17, 2021 |
| Property Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Document Number | 0020210530 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021-0530 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 903 WALNUT ST, TRAER, IA 50675-1425 |
| Document Number | 0020210531 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0531 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 5, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,128.00 Homeowner's exemption | $169,710 (+3.52%) Land $18,630 Building $151,080 | $169,710 (+3.52%) Land $18,630 Building $151,080 |
| 2024 | $163,940 (-) Land $18,630 Building $145,310 | ||
| 2023 | $163,940 Land $18,630 Building $145,310 | $163,940 Land $18,630 Building $145,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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