900 Walnut St, Traer, IA 50675 Property Records

Tama County property record for 900 Walnut St, Traer, IA 50675

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,108 sqft · built 1930
Lot Size0.257 acres (11,195 sqft)
Owner2 Individual Names on File
Last Sale$242,500 (Oct 2023)
Tax Bill$3,200 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Jan 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07.10.328.008

Property Details

APN / Parcel Number

Primary APN07.10.328.008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,108 sqft Living Area
Basement Area1,240 sqft
Unfinished Basement1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,195 sqft (0.257 acres)
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area78 sqft
Deck Area203 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address900 WALNUT ST
CityTRAER
StateIA
Zip50675-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-85-14 N 80' E 140' LOT 10 NE SW
Legal Range14W
Legal Township85N
Legal Section10
Legal Lot Number10
JurisdictionTAMA IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3054
Census Tract290200

Owner

900 Walnut St is owned and occupied by two individuals who bought it in October 2023.

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address900 WALNUT ST, TRAER, IA 50675-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREENSTATE CU
Jan 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Oct 16, 2023Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2023 · Amount on File
Deed SaleOct 16, 2023 · Amount on File
Prior SaleAug 25, 2023 · Amount on File
Deed Document Number20232266
Prior Transfer DateAug 16, 2023
Prior Transfer Doc0000001819
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address900 WALNUT ST, TRAER, IA 50675-1432
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020260144
DateJan 16, 2026
Instrument2026-0144
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2041

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address900 WALNUT ST, TRAER, IA 50675-1432
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 WALNUT ST, TRAER, IA 50675-1432

Mortgage

Document Number0020260143
DateJan 16, 2026
Instrument2026-0143
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateOct 16, 2023
Property Address900 WALNUT ST, TRAER, IA 50675-1432
Document Number0020232266
Instrument DateOct 12, 2023
Instrument2023-2266
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$387.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address900 WALNUT ST, TRAER, IA 50675-1432

Mortgage

Document Number0020232267
DateOct 16, 2023
Instrument2023-2267
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Mortgage

Document Number0020232268
DateOct 16, 2023
Instrument2023-2268
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueNov 5, 2038

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityTraer City
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,200.00$173,300 (+4.34%) Land $15,680 Building $157,620$173,300 (+4.34%) Land $15,680 Building $157,620
2023$166,090 (+12.9%) Land $15,680 Building $150,410$166,090 (+12.9%) Land $15,680 Building $150,410
2022Homeowner's exemption$147,110 Land $15,680 Building $131,430$147,110 Land $15,680 Building $131,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 900 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAER MUNICIPAL WATER PLANT
serves 1,583 people · EPA ID IA8681030
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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