907 Philo Rd, Urbana, IL 61801 Property Records

Champaign County property record for 907 Philo Rd, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,698 sqft · built 1924
Lot Size	0.308 acres (13,400 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Sep 2018)
Tax Bill	$7,304 (2024)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-326-011`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-326-011`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,698 sqft Building Perimeter
1st Floor Area	1,698 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Other
Lot Area	13,400 sqft (0.308 acres)
Lot Dimensions	100 ft deep x 134 ft wide
Garage Type	Built-in
Garage Area	850 sqft
Driveway	Concrete Driveway
Driveway Area	1,650 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	907 PHILO RD
City	URBANA
State	IL
Zip	61801-5371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 58 HUBBARDS, MARTHA C., 2ND ADD AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	HUBBARDS, MARTHA C., 2ND ADD
Legal Lot Number	58
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4000
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 PHILO RD, URBANA, IL 61801-5371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jan 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	201816193
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 17, 2018
Property Address	907 PHILO RD, URBANA, IL 61801-5371
Document Number	0000016193
Map Reference	MB E PG24
Instrument Date	Sep 12, 2018
Instrument	2018R16193
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	907 PHILO RD, URBANA, IL 61801-5371

Mortgage

Document Number	0000016194
Date	Sep 17, 2018
Instrument	2018R16194

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 9, 2017
Property Address	907 PHILO RD, URBANA, IL 61801-5371
Document Number	0000000497
Instrument Date	Jan 6, 2017
Instrument	497
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$179.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	907 S PHILP RD URBANA IL 61801, URBANA, IL 61801

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,280 (+25.94%) Land $16,880 Building $64,400	$243,840 (+25.94%) Land $50,640 Building $193,200
2024	$7,304.00 (+15.28%)
2022	$6,336.00 Homeowner's exemption	$64,540 Land $13,400 Building $51,140	$193,620 Land $40,200 Building $153,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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