907 Lower Troy Rd, Troy, TX 76579 Property Records

Bell County property record for 907 Lower Troy Rd, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,713 sqft · built 2001
Lot Size	0.252 acres (10,980 sqft)
Owner	Individual Name on File
Tax Bill	$3,051 (2023)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0375605009`

Property Details

APN / Parcel Number

Primary APN	`0375605009`
Alternative APNs	`135318` `873734`

Interior

Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	1,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Lot Area	10,980 sqft (0.252 acres)
Lot Dimensions	122 ft deep x 90 ft wide
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	260 sqft
Canopy	360 sqft
Storage Building	560 sqft

Location & Zoning

Account Number	873734
Street Address	907 LOWER TROY RD
City	TROY
State	TX
Zip	76579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	ELLIOTT ADDITION PHASE ONE, BLOCK 001, LOT 0004
Legal Subdivision	ELLIOTT ADDITION PHASE ONE
Legal Block	1
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2024
Census Tract	20102

Owner

Source: Bell County records · APN 0375605009

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	907 LOWER TROY RD, TROY, TX 76579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2020
Deed Sale	Jul 01, 2020
Deed Document Number	2020-00032203
Record Updated	Jun 07, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 01, 2020
Property Address	907 LOWER TROY RD, TROY, TX 76579
Document Number	0000032203
Map Reference	CAB C SL 21-B
Instrument Date	Jun 30, 2020
Instrument	2020-00032203
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 LAKELAND PARK CIR, 525, MART, TX 76664-5155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 LOWER TROY RD, TROY, TX 76579

Mortgage

Document Number	0000032204
Date	Jul 01, 2020
Instrument	2020-00032204

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,051.00 (-19.03%) Homeowner's exemption	$315,017 Land $15,000 Building $300,017	$315,017 Land $15,000 Building $300,017
2022	$3,768.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 123 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
AMG Technology Investment Group Fixed Wireless	500 / 100

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF TROY serves 4,367 people
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.