714 Lower Troy Rd, Troy, TX 76579 Property Records

Bell County property record for 714 Lower Troy Rd, Troy, TX 76579 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,220 sqft · built 1965
Lot Size	2.98 acres (130,070 sqft)
Owner	2 Individual Names on File
Last Sale	$231,600 (Dec 2021)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0478100102`

Property Details

APN / Parcel Number

Primary APN	`0478100102`
Alternative APNs	`857307` `24709`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft
Flooring	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,070 sqft (2.98 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Canopy	873 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	714 LOWER TROY RD
City	TROY
State	TX
Zip	76579-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0075BC E BERRY, ACRES 2.986
Legal Subdivision	E BERRY
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2020
Census Tract	20102

Owner

Source: Bell County records · APN 0478100102

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	714 LOWER TROY RD, TROY, TX 76579-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 20, 2019	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	202185412
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0000010855
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Dec 29, 2021
Property Address	714 LOWER TROY RD, TROY, TX 76579-2606
Document Number	0000085412
Instrument Date	Jun 28, 2021
Instrument	2021085412
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 LOWER TROY RD, TROY, TX 76579-2606

Mortgage

Document Number	0000085413
Date	Dec 29, 2021
Instrument	2021085413

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 01, 2051

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 20, 2019
Property Address	714 LOWER TROY RD, TROY, TX 76579-2606
Document Number	0000010855
Instrument Date	Mar 18, 2019
Instrument	2019-00010855
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 VELA WAY, 306, LITTLE RIVER ACADEMY, TX 76554-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 LOWER TROY RD, TROY, TX 76579-2606

Mortgage

Document Number	0000010856
Date	Mar 20, 2019
Instrument	2019-00010856

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 27, 2018
Property Address	714 LOWER TROY RD, TROY, TX 76579-2606
Document Number	0000016986
Instrument Date	Apr 27, 2018
Instrument	2018-00016986
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 LOWER TROY RD, GATESVILLE, TX 76597-0001

Mortgage

Document Number	0000016987
Date	Apr 27, 2018
Instrument	2018-00016987

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,908.00 (+15.84%)	$340,722 (-10.04%)	$392,256 (+3.57%) Land $123,230 Building $269,026
2023	$4,237.00 (-22.71%) Homeowner's exemption	$378,730 Land $112,027 Building $266,703	$378,730 Land $112,027 Building $266,703
2022	$5,482.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 14% of Texas
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
AMG Technology Investment Group	Fixed Wireless	500 / 100

May also be available at this address: Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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