Bell County property record for 1205 Lower Troy Rd, Troy, TX 76579
| Property Type | Ranch |
|---|---|
| Details | 2,847 sqft · built 2011 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $15 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0557540102 |
| Primary APN | 0557540102 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,847 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| 2nd Floor Area | 1,131 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 388 sqft |
| Deck Area | 392 sqft |
| Account Number | 806444 |
|---|---|
| Street Address | 1205 LOWER TROY RD |
| City | TROY |
| State | TX |
| Zip | 76579-2643 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Legal Description | A0571BC F H MILLER, 5, ACRES 6. 5, |
| Legal Subdivision | F H MILLER |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20102 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1203 LOWER TROY RD, TROY, TX 76579-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2016 |
| Deed Sale | Jan 13, 2016 |
| Prior Sale | Oct 28, 2015 |
| Deed Document Number | 2016-00001390 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1205 LOWER TROY RD, TROY, TX 76579-2643 |
| Document Number | 0000066659 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1205 LOWER TROY RD TROY TX 765792643, TROY, TX 76579-2643 |
| Document Number | 0000066659 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 66659 |
| Name | C U MEMBERS MTG CORP |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $15.00 (-11.76%) | $161,268 | $161,268 Land $161,268 |
| 2022 | $17.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 45% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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