907 Emmett St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 907 Emmett St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,760 sqft · built 1900
Lot Size	0.093 acres (4,050 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Dec 2023)
Tax Bill	$5,931 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.42-1-35`

Property Details

APN / Parcel Number

Primary APN	`421500 49.42-1-35`
Alternative APN	`150004904200010350000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,760 sqft Total Area
1st Floor Area	880 sqft
2nd Floor Area	880 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,050 sqft (0.093 acres)
Lot Dimensions	150 ft deep x 27 ft wide
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	907 EMMETT ST
City	SCHENECTADY
State	NY
Zip	12307-1603
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	71 PART OF EACH 2 WOOD
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2005
Census Tract	20900

Owner

907 Emmett St, a duplex, is owned and occupied by an individual who bought it in December 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	907 EMMETT ST, SCHENECTADY, NY 12307-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	202370256
Deed Book / Page	2121 / 353
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 14, 2023
Property Address	907 EMMETT ST, SCHENECTADY, NY 12307-1603
Document Number	0000070256
Book / Page	2121 / 353
Instrument Date	Oct 5, 2023
Instrument	202370256
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1552 FOSTER AVE, SCHENECTADY, NY 12308-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FOURTH ST, SCHENECTADY, NY 12306-5018

Mortgage

Document Number	0000070259
Date	Dec 14, 2023
Instrument	202370259

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	May 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 23, 2017
Property Address	907 EMMETT ST, SCHENECTADY, NY 12307-1603
Document Number	0000038163
Book / Page	001969 / 000745
Instrument Date	Aug 22, 2017
Instrument	38163
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1507 FOSTER AVE SCHENECTADY NY 123081803, SCHENECTADY, NY 12308-1803

Tax Assessment & Valuation

The 2026 property tax bill for 907 Emmett St was $5,931, up 3.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,931.00 (+3.4%)
2025	$5,736.00	$97,000 Land $8,200 Building $88,800	$160,623 Land $13,578 Building $147,045
2023		$54,500 (-) Land $8,200 Building $46,300	$68,987 (+3.8%) Land $10,380 Building $58,607
2022		$54,500 Land $8,200 Building $46,300	$66,463 Land $10,000 Building $56,463
2021	$3,613.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 907 Emmett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 907 Emmett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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