Schenectady County and Schenectady City property record for 903 Emmett St, Schenectady, NY 12307
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1900 |
| Lot Size | 0.051 acres (2,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jun 2019) |
| Tax Bill | $3,959 (2026) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.42-1-37 |
| Primary APN | 421500 49.42-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Total Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 836 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,249 sqft (0.051 acres) |
| Lot Dimensions | 86.5 ft deep x 26 ft wide |
| Porch | Slab |
| Porch Area | 660 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 903 EMMETT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1603 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Subdivision | POOR HOUSE FARM |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20900 |
903 Emmett St, a duplex, is owned by an individual who bought it in June 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 EMMETT ST, 2, SCHENECTADY, NY 12307-1603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on File |
| Deed Sale | Jun 17, 2019 · Amount on File |
| Prior Sale | Oct 25, 2005 · Amount on File |
| Deed Document Number | 201927229 |
| Deed Book / Page | 2013 / 129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 17, 2019 |
| Property Address | 903 EMMETT ST, SCHENECTADY, NY 12307-1603 |
| Document Number | 0000027229 |
| Book / Page | 2013 / 129 |
| Map Reference | CAB A-278 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 201927229 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 889 EMMETT ST, 889, SCHENECTADY, NY 12307-1636 |
| Name | Verified Name |
|---|---|
| Address | 319 WILLETT STREET, SCHENECTADY, NY 12307 |
| Document Number | 0000027234 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 201927234 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 903 Emmett St was $3,959, up 4.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,959.00 (+4.76%) | ||
| 2025 | $3,779.00 | $49,200 Land $7,400 Building $41,800 | $81,470 Land $12,254 Building $69,216 |
| 2023 | $49,200 (-) Land $7,400 Building $41,800 | $62,278 (+3.8%) Land $9,367 Building $52,911 | |
| 2022 | $49,200 Land $7,400 Building $41,800 | $60,000 Land $9,024 Building $50,976 | |
| 2021 | $3,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Emmett St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 903 Emmett St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Massivemesh Networks.
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