Schenectady County and Schenectady City property record for 905 Emmett St, Schenectady, NY 12307
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,133 sqft · built 1900 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,520 (Apr 1999) |
| Tax Bill | $4,384 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.42-1-36 |
| Primary APN | 421500 49.42-1-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,133 sqft Total Area |
| 1st Floor Area | 1,077 sqft |
| 2nd Floor Area | 1,056 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 905 EMMETT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1603 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20900 |
905 Emmett St, a duplex, is owned and occupied by an individual who bought it in April 1999.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 EMMETT ST, SCHENECTADY, NY 12307-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 1999 · Amount on File |
| Deed Sale | Apr 22, 1999 · Amount on File |
| Prior Sale | Oct 8, 1998 · Amount on File |
| Deed Book / Page | 1555 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 8, 2020 |
| Property Address | 905 EMMETT ST, SCHENECTADY, NY 12307-1603 |
| Document Number | 0000038911 |
| Book / Page | 2047 / 540 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 202038911 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | MURDOCK ABSTRACT CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 STEUBEN ST, 25, SCHENECTADY, NY 12307-1632 |
| Name | Verified Name |
|---|---|
| Address | 225 DIVISION ST, SCHENECTADY, NY 12304-1107 |
| Document Number | 0000038912 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 202038912 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2050 |
The 2026 property tax bill for 905 Emmett St was $4,384, up 4.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,384.00 (+4.36%) | ||
| 2025 | $4,201.00 | $59,500 Land $8,900 Building $50,600 | $98,526 Land $14,738 Building $83,788 |
| 2023 | $59,500 (-) Land $8,900 Building $50,600 | $75,316 (+3.8%) Land $11,266 Building $64,050 | |
| 2022 | $59,500 Land $8,900 Building $50,600 | $72,561 Land $10,854 Building $61,707 | |
| 2021 | $3,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 Emmett St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 905 Emmett St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Massivemesh Networks.
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